How do warnings affect my car insurance rates?

How do warnings affect my car insurance rates

Traffic warnings shouldn’t affect your car insurance, as they usually don’t go on your driving record. Any citation that appears on your driving record may have an impact on your insurance rate; however, getting a warning is just that – a warning and not a violation or citation. In this article, we will highlight everything you need to know about traffic warnings and how they affect your car insurance rates. Why do police officers give out warnings? Police officers are usually faced with a hard choice of either issuing a…

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What is Double-Dipping a Car Insurance Accident Claim?

What is Double Dipping a Car Insurance Accident Claim?

Some risks are healthy, and everyone should take them. For example, when you risk missing out on something popular so that you can achieve something better. Or if you take a chance at pouring your heart out to someone you love and not hear, “I love you too.” But some risks, like trying your hand at fraud so you can get rich quickly, are not worth it.  This article talks about a temptation many policyholders face – double-dipping car insurance accident claims. Although there are no official statistics to tell…

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How to Save Money on a Daily Basis

How to Save Money on a Daily Basis

In a person’s life, there are a lot of things that matter greatly. To name a few, family, friends and health are things that are thought-about on a daily basis, and rightly so. These are really important things and deserve all the thought in the world. Another thing that is very necessary to think often about it is money. Although money may not make the world go around, it is one of the more important things to a person. No matter who you are or what lifestyle you live, money…

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Why Is Pet Insurance So Important?

Why Is Pet Insurance So Important?

There are many forms insurance that an average person will have, including home, car, and medical insurance. Yet when it comes to pet insurance, this is something that can be forgotten at times. However, there are many reasons why having pet insurance is incredibly important, and after reading this blog, hopefully, you’ll understand why pet insurance is absolutely necessary when you have any kind of pet. Read on to find out more.   Pet Insurance Saves You Money If your pet is injured or becomes sick, you will need to take…

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7 Steps To Filing An Auto Insurance Claim

7 Steps To Filing An Auto Insurance Claim

While a car accident can occur in the blink of an eye, the aftermath of the incident can linger for weeks, months, or even years. After an accident, you may be left with vehicle damage, medical expenses, and other costs. Particularly if you’re able to prove auto negligence or the other party is at fault, you may be able to get compensation for these expenses; but to do so, you’ll need to see the insurance claims process through to completion. Submitting an insurance claim after a traumatic accident can be…

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Keep homeowners liability insurance rates down with dog training tips

homeowners liability insurance dog bite insurance

Knowing how to keep your pet under control can translate into a lower risk of premiums-hiking incidents. Most dogs are wonderful furry family members, which means that you’d never really think of the connection between Rover and how much you pay for homeowners liability insurance. However, losing control of your pet could lead to lawsuits, insurance claims, and other problems you may never have considered. Responsible dog ownership means keeping control, and that typically requires basic training. By taking the proper steps to prevent avoidable problems, you can keep your…

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Does Life Insurance Cover Motorbike Riding

Does Life Insurance Cover Motorbike Riding

Are you a keen motorcyclist and want to get life insurance? Are you wondering whether your family will receive a payout if you have an accident and the worst happens?  According to the Insurance Information Institute, in the event of a traffic accident, fatality in motorbike riders is 29 times higher than for passenger car occupants. It is both a worrying statistic and a solid reason to doubt that insurance companies might turn down your application for life coverage.  So, do insurance companies offer life coverage to motorbike riders? The…

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