Colorado mental health insurance bill to help consumers navigate the system

Colorado Mental Health Insurance - Stressed Adult

A new measure introduced this week may make it simpler for state residents to receive mental health care. A new Colorado mental health insurance bill introduced this week could make it easier for state residents to receive the care they need. The idea is to form a state ombudsperson’s office. The goal of the office is to assist Colorado residence in navigating the insurance system for mental health care. Many people struggle to understand their rights and to whom they should direct their questions. Individuals find the current Colorado mental…

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Michigan auto insurance rates are increasing yet again

Michigan Auto Insurance Rates - Graph - Auto Insurance rates on the rise

Drivers throughout the state are bracing to once again pay more for their no-fault coverage. Michigan auto insurance rates are about to head upwards yet again. Motorists are accustomed to seeing their premiums rise as a result of the ever-increasing no-fault coverage fees. Now, many will need to tighten belts even further to help them afford the new rates in the state. The rising Michigan auto insurance rates have been problematically high for several years. The upward trend of coverage costs has been a persistent one. State lawmakers have repeatedly…

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State Farm homeowners insurance not required to cut rates, says judge

State Farm homeowners insurance - State Farm Office

The California Department of Insurance has been fighting a legal battle with the insurer over premiums. The California insurance commissioner was wrong in saying that State farm homeowners insurance rates had to lower. A judge ruled that the insurer was not required to charge its home and renter policyholders less. The decision stepped around a current unresolved question regarding Proposition 103 and its reach. Proposition 103’s author was among those who criticized the decision regarding State Farm homeowners insurance rates. California Insurance Commissioner Dave Jones accused State Farm of profiting…

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India’s crop insurance program fanfare fades with shrinking coverage area

crop insurance program - farm

The Narendra Modi government’s scheme was highly popular when it first launched but is getting smaller. India’s crop insurance program first launched two years ago. At that time, it was tremendously celebrated and highly popular. That said, this year it has experienced negative growth. The reason is that its coverage area has dropped to 24 percent of the gross cropped area (GCA) from 2017 to 2018. This is considerably smaller than the 2016 to 2017 year when it had been 30 percent of the GCA. The target for the crop…

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Idaho health insurance plans draw Trump administration warning

Idaho health insurance plans - Stop Sign on Road

The state has announced its intentions to allow certain medical policies that don’t comply with the ACA. The Trump administration has sent a written warning regarding Idaho health insurance plans. The state revealed its intentions to begin selling health policies that fail to meet the Affordable Care Act’s minimum requirements. The Trump administration said Idaho’s move “may not be substantially enforcing” the health care law. The letter was issued as a warning. Trump’s administration sent it to Idaho’s governor, Butch Otter (R). The letter was also sent to the Idaho…

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Gun owners insurance policies thin out following Florida shootings

gun owners insurance

MetLife and Chubb have severed their ties with the National Rifle Association. The Florida shootings may make it more challenging to purchase gun owners insurance. Both Metlife and Chubb have made decisions to sever their relationships with the National Rifle Association. Chubb announced it would no longer underwrite National Rifle Association branded insurance policies. The company stated that its gun owners insurance underwriting would cease under the NRA’s brand. That coverage is designed to assist gun owners in paying their legal costs should their firearms be used in self defense.…

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Abortion insurance bill moves through Washington Senate

abortion insurance bill Woman Using Her Mobile Phone

The measure is now on its way to the state House, in which previous years have passed it. The Washington Senate recently passed an abortion insurance bill, sending it forward to the House. Should the measure become law, it would mean that insurance companies in the state that offer maternity care would also be required to provide coverage for contraception and elective abortions. Senate Bill 6219 passed the Senate with a vote of 26-22, including the vote of one Republican. In this vote, Senator Joe Fain (R) voted along with…

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New federal insurance bill would require racial disparity study in premiums calculations

driver auto pickup truck federal insurance bill

Congressman from California cites ProPublica and consumer reports auto coverage industry analysis. U.S. Rep. Mark Takano (D-CA) introduced a federal insurance bill last week which requires authorities across the country to take a closer look at auto insurance premiums calculations. The bill cites an April 2017 article co-published between Consumer Reports and ProPublica pointing to racial disparities. The auto insurance racial disparity legislation boasted six Democratic co-sponsors. The federal insurance bill was created partially as a reproach to the Trump administration when it sought to alter the Treasury Department’s Federal…

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Minnesota and New York file Trump administration lawsuit over health care funding cuts

Minnesota Health Insurance Trump Administration Lawsuit

The states have sued the administration for having slashed federal funding for their low-income populations. The state of Minnesota has filed a new Trump administration lawsuit, challenging the decision to cut federal funding for the state’s public health care program. The program is designed to assist those who are employed but who remain below the poverty line. Attorney General Lori Swanson first announced the legal action at the end of last week. The purpose of Minnesota’s Trump administration lawsuit is to stop the federal government for being able to put…

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Local health centers left to struggle even as GOP funds CHIP

hospital GOP healthcare bill

The Children’s Health Insurance Program finally has its funding but kids may still find health care challenging. At the same time that Congressional Republicans and Democrats are patting themselves on the back for approving funding the Children’s Health Insurance Program (CHIP) for the next six years, many local health centers continue floundering. CHIP had been in dire need of having its funding restored after it was allowed to expire on September 30. At the same time that lawmakers are celebrating passing the CHIP funding, which already had bipartisan support, it…

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