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No More Guesswork in Texas Insurance Claim Disputes

May 24, 2025 Angela Linders

Texas insurance law - claims payouts with appraisals explained

Texas Moves Forward with Insurance Reform Bill to Simplify Claims Process Things are shaking up in the Texas insurance world. Senate Bill 458 (SB 458) has just cleared the Texas House and is now on its way to the Senate for a final vote. If it gets the green light there, Governor Greg Abbott’s signature will make it official law. The goal? To create a fair and streamlined process for resolving disputes between policyholders and insurers. And it’s not just for auto coverage. Homeowners are included too. What’s This All…

Understanding the Battle Over Medicaid in the Senate and House

May 15, 2025May 15, 2025 Nordstrom

what are the medicaid cuts mean and when

What Do the Proposed Medicaid Cuts Mean for the US Healthcare System? Medicaid. You’ve likely heard of it, but do you really know how it works? It’s not just a program for low-income families. Medicaid provides a critical safety net for seniors in nursing homes, people with disabilities, pregnant women, and children. It also fills gaps that Medicare cannot cover, like long-term care services in nursing homes. With more than 70 million Americans relying on Medicaid, any changes to the program ripple out, often in unexpected ways. Now, House Republicans…

Fair or Flawed? The Debate Over Credit History and Car Insurance Pricing

May 2, 2025April 30, 2025 Marc

New Legislation Challenges Traditional Insurance Practices New York’s auto insurance landscape could face a striking transformation under legislation recently proposed in the state Assembly. The bill, Assembly Bill A5638, seeks to curtail insurers’ use of credit scores when determining automobile insurance premiums. The initiative aims to make insurance pricing more equitable by eliminating a factor that some lawmakers argue disproportionately penalizes low-income individuals. Under this piece of legislation, insurance providers would be prohibited from utilizing credit history as a primary factor of assessing the risk rate for an individual. Moreover,…

Insurance Claim Handling in the Hot Seat: What a Texas Ruling Tells Us

May 1, 2025April 29, 2025 Marc

Texas Appellate Court Blocks Pre-Suit Discovery Amid Claims Handling Dispute A recent Texas appellate court decision has drawn attention to the boundaries of Rule 202 discovery, spotlighting a legal tug-of-war over how insurance claims are handled and investigated. For anyone navigating the tricky intersection of legal procedures and insurance policies, this case serves as a microscope into the challenges and stakes involved. The Layers of the Case: A Collision and Complications It started with a multi-vehicle accident on June 22, 2022. Walter Naymola Jr. was behind the wheel of a…

Liberty Mutual vs. Mars: Who Picks Up the Tab for Risky Marketing?

April 28, 2025April 27, 2025 Angela Linders

Liberty Mutual Drops Lawsuit Against Mars Over Ultra-Processed Food Marketing Case Liberty Mutual Insurance Co. has closed the file on its case against candy giant Mars Inc., leaving questions around insurance coverage for controversial marketing practices unresolved. This voluntary dismissal, filed in the U.S. District Court for the Eastern District of Virginia, has brought an abrupt end to a legal clash that raised eyebrows in both the insurance and food industries. The crux of the matter? Whether Liberty Mutual should have to cover Mars’s legal defense in a lawsuit accusing…

Health Insurance in New Mexico Takes a Step Back on Medical Marijuana Coverage Rights

April 28, 2025April 26, 2025 Marc

Federal Judge Ruling on Medical Marijuana Insurance Coverage Debate A landmark ruling has emerged in the ongoing dialogue around medical marijuana, insurance, and federal law. On April 23, 2025, a federal court dismissed a class-action lawsuit that sought to compel insurers in New Mexico to cover medical cannabis as part of behavioral health treatments. The decision, delivered by Judge Martha Vázquez of the U.S. District Court for New Mexico, highlights the deep complexities surrounding the legal status of marijuana and its role in healthcare. Why the Lawsuit Was Filed At…

Can This New Law Fix Insurance Complaints Faster? New Mexico Thinks So

April 23, 2025April 23, 2025 Tate Ellison

New Mexico Grants Subpoena Power to Superintendent of Insurance: What Does it Really Mean for You? – A New Tool for Accountability in the Insurance World New Mexico has made a striking change to its regulatory landscape with the passage of Senate Bill 124 (SB 124). Signed into law on April 10, 2025, this legislation arms the state’s superintendent of insurance with a significant tool for oversight. For the first time, the superintendent can issue civil investigative subpoenas during the early phases of investigations, before formal action begins. This move…