Author: Julie Campbell

Julie Campbell has been writing professionally for over 15 years, following a brief career in the insurance industry, in which she took emergency claims while guiding and supporting policyholders through some of the most difficult moments in their lives. Today, she reports on the latest stories and most recent news in the insurance industry, with a particular focus on how current events are impacting everyday people. Follow Julie Campbell on Google+

Auto insurance program in California reduces rates again

Julie Campbell
California Auto Insurance

The state department announced that for the second year in a row, it would be shrinking the price of coverage. The California Department of Insurance (CDI) has just revealed that it will be lowering the California Low Cost Auto Insurance Program (CLCA) rates yet again for a second year in a row. The premiums are exceptionally low within this program, making it easier for certain good drivers to obtain coverage. Annual auto insurance premiums for drivers within this program typically range between $226 to $338. It is available for good…

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Homeowners insurance customers in Alberta applaud sewer backup coverage

Julie Campbell
Homeowners flood Insurance

Some insurers have had a change of heart and are now covering the damage that they previously had refused. Some homeowners customers finally have a reason to feel good after having suffered from massive flooding in Alberta, Canada, as certain insurers have had a change of heart and are now saying that they will cover damage resulting from backed up sewers. Previously, insurers had stated that they would not provide this coverage as it was not a part of the policies. Claims had even been denied when homeowners insurance customers…

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Usage based insurance clears man of murder charges

Julie Campbell
Progressive usage based Insurance

The device for the man’s auto coverage program helped to prove that he could not have been the culprit. A usage based insurance device used by a man in northeastern Ohio has helped to prove to the courts that he could not have been guilty of the suffocation death of his daughter, who was seven months old. The man was acquitted in a Cleveland court partially because of the data in his UBI device. Michael Beard, 28 years old, was acquitted by a jury of murder as well as other…

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Life insurance is now cheaper for vegetarians

Julie Campbell
India life insurance

A diet that no longer contains meat can now help to reduce the price for some people’s policies. A life insurance company from the United Kingdom has recently announced that it has created a special policy that is meant to reward vegetarians for their healthy lifestyle choices through lower premiums. These policies are being offered to consumers in the UK, and India is hoping to be included, as vegetarianism is common. The reasoning behind these vegetarian life insurance policies is that people who live this lifestyle tend to make healthier…

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Health insurance major requirement delayed by Obama

Julie Campbell
health insurance news care reform

The president has unexpectedly announced a delay to the law requiring many businesses to offer coverage. President Obama shocked the nation with an announcement that was made in a significant concession to business groups, as the administration allowed for a delay in one of the central health insurance components of the healthcare law. This change was to a deadline for one of the components at the heart of the healthcare reform law. Now, many businesses that would have been required to offer health insurance to their employees as of January…

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