Category: Top Read Articles:

These are the 5 top read insurance articles this week!

A New Perspective on Insurance: What Young Insurance Agents Are Prioritizing in 2025

Loreen
Young Insurance Agents

A Seasoned Perspective on the Journey of Young Insurance Agents Having spent years in the insurance business here in Southern California, both working for others and running my own agency, I’ve seen the industry evolve in ways that are both challenging and exciting. It’s not just about policies and premiums; it’s about people. That’s why it’s heartening to see young agents today prioritize relationships, even as they face unprecedented challenges in a shifting landscape. When I opened my agency, I learned quickly that insurance is a business built on trust.…

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The Hidden Link Between Fireproof Homes and Affordable Insurance in Idaho

Live Insurance News
Fireproof Homes and Affordable Insurance in Idaho

Idaho’s ‘Home Hardening’ Initiative Tackles Wildfire Risk and Insurance Challenges Idaho homeowners are feeling the heat, and not just from soaring summer temperatures. With an increasing number of wildfires blazing across the region, insurers are pulling out. By 2025, nearly 25 of the 91 insurance carriers operating in the state had left, citing wildfire risks as the main culprit. And for those that remain, stricter underwriting practices mean higher premiums or outright refusals to renew coverage. Dean Cameron, director of the Idaho Department of Insurance (DOI), puts it bluntly, “Insurance…

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The $300 Pill Dilemma: Understanding America’s Prescription Cost Crisis

Nordstrom
Prescription Cost Crisis

Millions Can’t Afford Prescription Medications Due to Their Pricing This is the case for around one in five Americans who cannot afford to purchase required medicines. That is not an embellished claim; it’s the harsh day-to-day stress of millions. The ongoing cost of medications places excessive burdens on families forcing them to dangerously choose between their health and basic household expenses like rent or groceries. In a survey done in 2024, 21% of respondents confessed to not taking, skipping, or delaying medications solely due to the prohibitive costs involved. The…

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Justice, Healthcare, and Humanity on Trial in Mangione Case

H. Cutner
Mangione Case Trial

Luigi Mangione Pleads Not Guilty to Killing UnitedHealthcare CEO Brian Thompson Luigi Mangione, a 26-year-old Maryland man, has pleaded not guilty to federal murder charges stemming from the December 4, 2024, killing of Brian Thompson, the CEO of UnitedHealthcare. The Mangione case, charged in both federal and state courts, has sparked wide-ranging debates, touching on topics from the state of healthcare to the limits of acceptable dissent. Here’s what we know so far and what the broader implications might mean. The Incident That Shocked a Nation Early that December morning,…

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Court Denies Allstate’s ‘Phantom Vehicle’ Appeal, Setting Legal Precedent

Ben Jones
Allstate’s ‘Phantom Vehicle’ Appea

Overview of the Landmark Case The Florida Third District Court of Appeal recently made waves in the insurance and legal community by denying Allstate Insurance Company’s appeal in a collision case involving a so-called “phantom vehicle.” The term refers to a car that allegedly caused a crash but cannot be identified or located. At the heart of this case was a claim made by Priority Medical Centers, LLC, on behalf of an injured motorist who alleged that a phantom vehicle was to blame for the collision. Allstate, denying the existence…

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Tesla Settles Sudden Acceleration Case – What It Means for Self-Driving Tech

Nordstrom
Tesla News and how car insurance companies are dealing with AV tech

Tesla Settles Wrongful Death Lawsuit Over Sudden Acceleration in Model Y, Raising Questions About Liability in Autonomous Vehicle Era Tesla once again finds itself in the headlines—not for another innovation but for quietly settling a wrongful death lawsuit earlier this week. At the center of this case was the tragic 2021 death of Clyde Leach, a 72-year-old Model Y driver, whose vehicle unexpectedly accelerated, veered off a road, and crashed into a gas station pillar. While this legal battle has now been laid to rest, the case opens Pandora’s box…

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Why Driving in New Jersey Is Becoming Almost as Expensive as Parking in Manhattan

G. Turner
New Jersey drivers

New Jersey’s Rising Auto Insurance Costs: History, Challenges, and What’s Next Once upon a time—not too long ago—New Jersey’s auto insurance market teetered on the brink of collapse. Premiums were sky-high (we’re talking highest-in-the-nation levels), and insurers were practically running for the exits. Throw in rampant fraud, legal wrangling, and a Wild West claims environment, and you had a perfect storm. Back then, lawmakers stepped in with targeted reforms to bring order to chaos. Rates stabilized, insurers stayed put, and residents could finally afford coverage. But here we are again,…

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