The whole concept behind purchasing insurance, whether it be automobile, house, or health coverage, is to have a safety net when disaster strikes. But this kind of safety net can be incredibly expensive even in the best of circumstances, and this means that it may often be out of reach for lower-income workers and their families, as well as for large families with several dependents to provide for. If you need to buy insurance and you also happen to be a member of a wholesale club like Costco, Sam’s, or…
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