The National Cancer Act’s “war on cancer” went into effect forty years ago, and throughout that time, the battle has yet to be won for finding a cure. Though better treatments are becoming available, there is another problem growing for cancer patients, and that is that these treatments are not becoming any more affordable. The newest drugs can easily cost $100,000 or more for a year’s worth of treatment. Patients are being prescribed these drugs earlier on in their illness, and they are required to use them for longer periods…
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Reasons you might benefit from supplemental health insurance
It’s easy to believe that the coverage you receive through the health insurance benefits from your employer means that you have all the protection you need in case of injury or illness. However, all too many people who feel this way find themselves caught in a financial catastrophe if that illness or injury does occur. Before you start feeling too comfortable, it is recommended that you take a very good look at your policy and make sure that you fully understand what it covers. There are a number of reasons…
Read MoreUsing wellness benefits to their best advantage in 2012
Many forms of health coverage, offer benefits for “wellness” and “preventive care”, which can help you to better take advantage of what is available to you in order to achieve greater health. Among the benefits of preventive coverage is that there are no co-payments, deductibles, or co-insurance payments that must be made by the policyholder, as is the case when the condition is already diagnosed and treatment must be covered. This type of benefit is seen in insurance plans either because they are required by state or federal regulations, or…
Read MoreCancer insurance provides one of the top financial safety nets in 2012
As cancer is one of the most common, degenerative, and costly medical conditions in the world today, Many more people are realizing that their standard health insurance alone isn’t providing the complete coverage that they would require to protect their financial wellbeing in the case of a diagnosis, and are turning to supplemental options to fill that gap and ensure the healthy future of both themselves and their assets. Though many cancers are highly treatable, and the survival rates of several forms are soaring even when compared to a decade…
Read MoreSome preventive tests may be covered under new healthcare overhaul, others are not
Though many preventive tests –colonoscopies, for example – are covered by the new healthcare reforms, patients are still being urged to understand various loopholes that still exist, where supplementary insurance can help to prevent unexpected expenses. For instance, though a colonoscopy – a preventive colon cancer screening test – may be covered, if its practice should involve an additional procedure, such as the removal of a noncancerous polyps during the test (which is a very common practice), that additional work is considered to be a procedure and is no longer…
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