Tag: policyholder rights

Wildfire Survivors Get a Lifeline as California Pushes for Full Coverage Payments

G. Turner
Wildfire Survivors in California

California Insurance Commissioner Calls on Insurers to Ease Wildfire Survivors’ Burdens A Compassionate Plea for Full Coverage Without Detailed Inventories California Insurance Commissioner Ricardo Lara is taking a strong stance to support survivors of recent wildfires in Southern California. Recognizing the emotional and logistical toll of losing a home, Lara has issued a Notice urging residential property insurance companies to provide full contents coverage limits without requiring policyholders to compile exhaustive inventories of their destroyed belongings. “It is inhumane to require wildfire survivors who have lost everything to list every…

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California Health Insurance Law SB 1120 Takes a Stand Against AI-Driven Health Insurance Denials

Angela Linders
California Health Insurance Law

California Enacts SB 1120 to Rein in AI-Powered Health Insurance Decisions California has taken a groundbreaking step in regulating the role of artificial intelligence (AI) in health insurance decision-making. Senate Bill 1120 (SB 1120), also known as the “Physicians Make Decisions Act,” prohibits health insurers from denying, delaying, or altering claims solely based on AI algorithms. Signed into law by Governor Gavin Newsom, this legislation ensures human oversight in healthcare coverage decisions, addressing mounting public concerns about fairness and accuracy in the use of AI technologies. Effective as of January…

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Ben Albritton’s Bold Stand Against Hurricane Claim Denials

G. Turner
Hurricane Claim Denials

Can Albritton’s Reforms Save Florida’s Homeowners? In a pivotal moment marked by his first address as president of the Florida Senate, Ben Albritton made it clear that the state’s property insurance companies were under scrutiny. His speech came at a crucial time, following the devastating impacts of Hurricanes Helene and Milton, which left many Floridians reliant on their insurance providers for recovery and rebuilding. Albritton, representing the Republican stronghold in Bartow, emphasized the need for insurance companies to honor their commitments to policyholders who have consistently paid premiums over the…

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