Health insurance dependents may face privacy struggles

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Insurers share private medical information with policyholders about family members on the plan. The Affordable Care Act is now allowing adult children to maintain their coverage under their parents’ health insurance plans, which has offered a tremendous advantage and has notably increased the coverage over that age group, but it does have one notable disadvantage. That concern, which many young adults are discovering, is privacy. Over three million young adults have now regained health insurance coverage because of the new law, according to data from the Department of Health and…

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Health insurance of parents may not cover their children who are pregnant

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There are exceptions to the healthcare reforms that allow children to remain covered until they turn 26. The overhaul to the healthcare laws have been designed to widen the number of young adults who have health insurance by allowing them to stay on their parents’ plans until they turn 26 years old. However, there is no guarantee that pregnancy will be covered. Though it is in no way uncommon for young women aged 26 or younger to become pregnant, there are some health insurance plans that will not provide this…

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Research shows that young Americans are obtaining health insurance

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However, the same study is showing that they continue to carry debt A recent study has shown that while the health care reform will provide an estimated 6.6 million young adults with the ability to continue their coverage on their parents’ health insurance policies, there continues to be a struggle with medical fees and debt among this age group. The changes to the healthcare laws in 2012 by President Barack Obama have made it possible for young adults (the demographic that had previously been the most uninsured age group in…

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