Live Insurance News

Health insurance navigators may be held to a higher standard in Louisiana

May 20, 2014May 17, 2014 S.Vagus

agent staff health insurance jobs navigator

New legislation seeks to increase the regulation of insurance navigators working in the state Health insurance navigators in Louisiana may need to receive special permits from the state government in order to work with consumers. New legislation, called House Bill 764, has been introduced that would require navigators to live up to a higher regulatory standard. The organizations managing these navigators would also have to receive special permits as long as they continue to accept money from the federal government. The legislation has managed to attract some support from the…

Health care reform causes some turbulence in California

May 19, 2014May 17, 2014 Logan B.

Californians are finding that they no longer have access to their favorite doctors Consumers in California are learning that they are no longer able to see their old health care providers because changes to their health insurance coverage. With the launch of the state’s insurance exchange, called Covered California, many people throughout the state purchased new insurance policies. While many of these policies came from the companies they had been patrons of for several years, these policies did not include the same coverage networks. In other cases, health care organizations…

Employers may take a different approach to health insurance

May 19, 2014May 17, 2014 S.Vagus

employer health insurance employee benefits

Employers may be looking to encourage workers to purchase their own health insurance coverage Employers in the U.S. may opt to pay their employees to purchase health insurance coverage. The Affordable Care Act has made insurance plans more accessible to a wide range of consumers through the establishment of insurance exchanges in every state. These exchanges exist as online marketplaces where people can find the insurance coverage they are interested in. Industry analysts suggest that the majority of those who currently receive insurance coverage from their jobs will move on…

Does health insurance reduce state death rates?

May 16, 2014May 14, 2014 Julie Campbell

A recent study has indicated that as people gain coverage, their risk of dying prematurely drops. The results of a study in Massachusetts have now been released which indicate that the more people gained health insurance in that state, the mortality rate also lowered at a similar pace. This study looked into the difference in death rate over a period of four years in the state. It examined the difference that was made as of the start of the universal health care coverage law in 2006, which required the residents…

Health care reform provision is helping consumer tremendously

May 15, 2014May 14, 2014 Logan B.

Medical loss ratio provision is turning out to be a major boon for consumers One of the provisions of the Affordable Care Act is having a major financial impact on the country by providing better benefits to consumers. The Commonwealth Fund has released a new report that highlights the affect that this provision of the health care reform law is having. The report shows that consumers have received some $3.25 billion in benefits over the past two years. This due to the provision known as the medical loss ratio. Provision…