Though cancer is a frightening and potentially devastating illness that affects millions of families across the country and around the world, many Americans are learning how to take action to protect themselves as much as they can from the impact of this disease. This effort has three stages and, in the unfortunate event that cancer should occur, it ensures that its impact on your life, that of your family, and on your future will be kept as low as possible. The first step is prevention. A healthy lifestyle, including choices…
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Smokers are increasingly required to pay more for their health insurance
Starting on January 1, 2012, Dallas County employees in Texas will be required to pay an additional monthly $50 on their health insurance premiums if they smoke. This increase in premiums will not be charged to nonsmokers, but will also apply to each of the employee’s family members who smoke and who are covered by the health insurance plan provided by the county through the worker’s employment. According to Dallas County, there will be a medical cost savings of $500,000 as soon as next year as a result of this…
Read More3 types of insurance coverage you might have but don’t need
Insurance can be exceptionally useful for helping to bring you peace of mind and assisting you in case catastrophe occurs. However, just because it can be handy doesn’t mean that you need every form available. It is important to have a look at the types of coverage you have so that you know that you’re not buying coverage for something you don’t have or need. Some of the main types of coverage that many people don’t need include the following: • Rental car insurance – though the agents at the…
Read MoreNew insurance guidelines are providing women with new healthcare opportunities
Many women are already singing the praises of the changes in the coverage regulations for women under the Obama administration’s Affordable Care Act. Since the Act went into effect, the following additional coverages for preventive services have been added for women, without deductible, co-insurance, or co-payments: • All forms of patient, sterilization procedures, and contraceptive methods that have Food and Drug Administration approval. • An annual “well-woman” preventive care visit for women. • HPV virus screening every three years for women over the age of 30. • A gestational diabetes…
Read MoreThe cost of health insurance for low income families
Although the Affordable Healthcare for America Act by the Obama administration was created in order to make certain that a larger number of Americans will have access to health insurance, many are finding that the premiums are still too costly to be able to afford them. The Act has already gone through some significant improvements since its first creation, especially in terms of Medicare, as it has assisted in lowering those costs. That said, many Americans are still struggling to afford their current health insurance rates or remain without any…
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