Employers in California, as well as across the country, are attempting to cut the costs… associated with the skyrocketing medical insurance premiums by choosing higher deductible health coverage that shifts some of the expense to the employees. In response, many of those employees are looking to supplemental health plans like cancer insurance as a way to fill in the gaps that are being left behind by that employer sponsored insurance. Though these efforts were not very common as recently as two years ago, they are increasingly becoming the norm. That…
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Reasons you might benefit from supplemental health insurance
It’s easy to believe that the coverage you receive through the health insurance benefits from your employer means that you have all the protection you need in case of injury or illness. However, all too many people who feel this way find themselves caught in a financial catastrophe if that illness or injury does occur. Before you start feeling too comfortable, it is recommended that you take a very good look at your policy and make sure that you fully understand what it covers. There are a number of reasons…
Read MoreCancer insurance provides one of the top financial safety nets in 2012
As cancer is one of the most common, degenerative, and costly medical conditions in the world today, Many more people are realizing that their standard health insurance alone isn’t providing the complete coverage that they would require to protect their financial wellbeing in the case of a diagnosis, and are turning to supplemental options to fill that gap and ensure the healthy future of both themselves and their assets. Though many cancers are highly treatable, and the survival rates of several forms are soaring even when compared to a decade…
Read MoreCalifornia insurance program a major success among those with pre-existing conditions
California may have been the last state to launch an interim health insurance program before the Affordable Care Act takes effect, but its program is now ranked the second most successful behind that of Pennsylvania’s. The program began several months after the health care reform law was passed. It was created to offer those with pre-existing medical conditions, such as cancer and diabetes, access to affordable health insurance policies. The state received an unexpectedly high federal grant to promote the program, which saw its enrollment skyrocket in recent months. When…
Read MoreLung cancer awareness for November
CancerInsuranceInfo.com has announced that in honor of Lung Cancer Awareness Month throughout November, it will be making an even greater effort to assist in the education and empowerment of consumers choosing their supplemental health insurance plans, and will be making a donation to the American Cancer Society to help in their battle against the disease. This insurance information website provides complex cancer insurance coverage information in a language and format that everyone can understand so strong and informed decisions can be made when purchasing policies. It also provides cancer topic…
Read MoreCritical illness and accident insurance now available through HM Insurance Group
Highmark Insurance Group has just announced that individuals can now buy accident insurance and critical illness insurance from any of the eight retail facilities for Highmark Direct in Pennsylvania. HM Insurance group is a Highmark company and offers a wide range of protections for accidental injuries and illnesses. Highmark Inc. is Blue Cross and Blue Shield Association independent licensee based in Pittsburgh. According to the Highmark vice president of consumerism and retail marketing, Matt Fidler, accidental insurance and critical illness insurance are a good fit with the other standard health…
Read MoreHow proper insurance planning can save a financial life
Breast cancer awareness month, October, is reminding people of the importance of proper insurance in order to protect themselves, their businesses, and their financial wellbeing in the case that they should receive a cancer diagnosis. Current statistics show that one out of every eight women will receive a diagnosis of breast cancer in their lifetimes, and the impact on their financial lives can be catastrophic. The Macmillan Cancer Support Charity’s data shows that among all cancer sufferers, 36 percent must face a significant decrease in their household income following a…
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