Tag: business insurance coverage

Birthday and party clown insurance puts a smile on everyone’s face

H. Cutner
Clown insurance - person dressed up as a clown

These entertainers need a specific type of coverage to protect them against their unique risks. Entertainers who work at birthdays and other types of parties can benefit from purchasing clown insurance coverage. Though most events will go relatively smoothly, it takes only one mishap involving an injury or damaged property during a performance to bring on a lawsuit with substantial financial consequences. Entertainment may sound fun but it is also a business in which liability protection is necessary. While some entertainers purchase general liability insurance, others look for specific clown…

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Is bookkeepers insurance for professional liability necessary?

Marc
Bookkeepers Insurance - accounting - computer - calculator

Many small business owners in this area don’t realize how important this coverage is. Bookkeepers insurance is an often overlooked by freelance professionals who don’t realize how vital it is to protect themselves against risks their general commercial liability policies don’t cover. This coverage is in the form of professional liability insurance. Keeping books involves a number of risks that are unique to this task and not covered by general policies. Professional liability bookkeepers insurance helps to protect your business or consultancy from risks general commercial liability policies don’t cover.…

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Dog groomer insurance helps your pet salon avoid risks unique to your business

Nordstrom
Dog groomer insurance - go getting bath

Whether you groom from home, have a dedicated salon or have a mobile unit, you need coverage. Many business owners don’t realize that there are specific policies available to provide dog groomer insurance coverage. All too often, they purchase a general commercial policy which doesn’t offer the type of specific coverage unique to this kind of business. The type of policy you’ll need depends on the nature of the services you provide your customers. It’s important to recognize that there isn’t a standard dog groomer insurance policy, so it’s up…

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Independent Courier Insurance Spikes in Popularity from Common New Jobs

Marc
Independent Courier Insurance - Bike Rider

As businesses hire a growing number of people on bicycles, scooters or cars, liability coverage needs rise. Businesses of all sizes are looking to different types of delivery options for convenience and savings, requiring many self-employed individuals to seek independent courier insurance. Not all couriers work for massive global companies and those on bikes and scooters need coverage, too. Damage and liability issues are the most important part of independent courier insurance. These typically have to do with the vehicle being used to make the deliveries as well as the…

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Virtual assistant insurance is highly recommended for entrepreneurs in this niche

Marc
Virtual assistant insurance - customer support

VAs are facing very specific risks and exposures and are typically advised to buy coverage. Virtual assistant insurance can be highly beneficial for V.A.s as the unique exposures they face in their line of work due to the damage they could cause to their clients’ businesses and reputations. The potential damage that could be caused by a simple mistake is substantial and may be costly. Virtual assistant insurance takes into account the fact that V.A.s have access to a substantial amount of information about their clients. They can access and…

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