With election year rapidly approaching, the issue of health care is getting more attention. While reform of the health care system is already well underway, few may be aware of their eligibility for federal health insurance programs. In an effort to raise awareness, Enroll America, a nonprofit consumer advocacy group, is embarking on a new campaign to help people understand the working of the new health care system and how they might be able to receive affordable insurance coverage. The campaign brings together a multitude of hospitals, insurance companies, pharmaceutical…
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Knowledge is key for legal immigrants to have access to insurance coverage
America’s health care system is quite different from that of other nations. For immigrants coming to the country, the system can be a bit daunting, especially when insurance is considered. The vast majority of immigrants arriving in the U.S. have little to no experience with insurance and have no idea where to start looking to obtain the best and most affordable coverage. This is a problem that the Cameroon American Council seeks to rectify by teaching immigrants about the importance of insurance coverage. Sylvie Bello is a Cameroonian immigrant who…
Read MorePalm Beach County seeks to help the uninsured find coverage
Those without insurance are at a heightened risk of being unable to pay for medical treatment that could save their lives. In years past, the issue has been well documented but few lawmakers have made moves to find a solution. The Affordable Care Act was meant to remedy the problem by expanding people’s access to insurance coverage. However, in Palm Beach County, Florida, the County Commission is calling for more aggressive action to be taken to ensure that state residents have access to the coverage they need. This week, the…
Read MoreThe cost of health insurance for low income families
Although the Affordable Healthcare for America Act by the Obama administration was created in order to make certain that a larger number of Americans will have access to health insurance, many are finding that the premiums are still too costly to be able to afford them. The Act has already gone through some significant improvements since its first creation, especially in terms of Medicare, as it has assisted in lowering those costs. That said, many Americans are still struggling to afford their current health insurance rates or remain without any…
Read MoreNew health insurance exchanges may encourage entrepreneurship
Under the new healthcare reforms, insurance exchanges are being established within each state so that uninsured individuals will be better able to find affordable policies, making experts wonder if the risk of self employment will therefore decrease to the degree that it will become appealing to individuals who had feared losing the health insurance they have through their employer. These health insurance exchanges will be in operation by 2014. In July 2011, the Department of Health and Human Services released the exchange setup guidelines, leading more than half the states…
Read MoreAnalysts: Enrollment in states’ pre-existing conditions insurance plans incredibly low
The health care reform law of 2010 is well known for a number of provisions that have succumb to a seemingly endless tide of controversy. These provisions generally garner the majority of public attention, but it is one provision that has been in effect for over a year now that may point to some fundamental flaws in the federal law. The provision in question is one that originally drew in public acclaim, but has since faded into obscurity. According to the law, each state must have a Pre-Existing Condition Insurance…
Read MoreHealth insurance rates dropping in light of health care reform
In a strange twist of fate, more health insurance companies are making requests to reduce their premiums. This comes in stark contrast of the trend that has been dominant in previous months where major health insurers sought to increase rates exponentially. Several small companies have been lowering their rates, but big companies are following suit, some seeking permission from insurance regulators to reduce their premiums by as much as 20%. While this move may seem uncharacteristic for the industry, some experts are saying that it is not as altruistic as…
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