Many wedding insurance policies are changing shape due to the pandemic crisis

Wedding insurance policies - bride and groom

Several carriers have been altering their coverage since COVID-19 lockdowns started taking place. Since the start of the pandemic crisis, claims on wedding insurance policies have been pouring in. This has had two major impacts on the market for this particular product. The first is that awareness of its existence has skyrocketed. The second is that many insurers have been working to change the coverage these products provide. Many engaged couples are seeing this type of coverage as essential for the first time. Since March 2020, when COVID-19 slammed many…

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Tips on How to Respond to Identity Theft

top things to do in the event of identity theft

Of all the things another person could steal from you, one of the most damaging is your good name. Having done so, the damage they could wreak upon your life is almost incalculable. It can literally take years to contain the chaos this can create. The “good news”, for better or for worse, it’s happened so many times to so many people there is now an established set of procedures for how to respond to identity theft. Here’s some information if it’s happened to you. Examine Your Credit Report Pull…

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New Hampshire workers compensation insurance proposal approved

New Hampshire workers compensation - Stamp - Approved

The state Insurance Department has given the nod to a reduce voluntary loss costs proposal. The New Hampshire workers compensation market will keep up its historically low rates right into 2021, according to a new decision made by the NH Insurance Department. The department issued a press release explaining its approval of a new proposal for the market. The NH Insurance Department gave its approval to a rate proposal filed by the National Council on Compensation Insurance (NCCI). This will reduce New Hampshire workers compensation voluntary loss costs by an…

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How Buying Insurance Online Can Save You Money

Tips on buying insurance online

The insurance industry has been open to a private sector for a while. It has allowed for innovation and a new structure for products and features available when it comes to insurance. One of the most convenient features is the ability to obtain it online. As a tradesman, you have to juggle a lot of tasks and responsibilities, especially if you are self-employed. Therefore, getting your cover online can save you time and most importantly money.  With All Trades Cover, you can explore a range of insurance options from the…

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New Louisiana insurance regulation will assist those affected by Hurricane Laura

Louisiana insurance regulation - Destruction after natural disaster

State residents who continue to be without electricity may benefit from the new rule. Survivors of the disaster left behind by Hurricane Laura may benefit from a new Louisiana insurance regulation until their electricity is turned back on. The new emergency rule applies to policyholders in the state implemented by Commissioner Donelon. The new emergency Louisiana insurance regulation allows homeowners and business policyholders to file claims during times when hundreds of thousands of residents of the Southwestern part of the state remain without electricity. It is meant to provide these…

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Nearly all nonprofit health insurance co-ops are shutting down

Nonprofit health insurance co-ops - Stethoscope

Of the approximately two dozen that existed during the first few years of ACA, only 3 will soon remain. In the early days of the Affordable Care Act (ACA), there were about two dozen nonprofit healthy insurance co-ops. However, now that New Mexico Health Connections announced it will be shutting down at the close of 2020, that number will fall to only 3. Among the three remaining, one is in Maine, one is in Wisconsin and one is in Idaho and Montana. That last of the nonprofit health insurance co-ops…

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College students are looking to tuition insurance in a year of pandemic uncertainty

Tuition insurance - College lecture

Along with masks and hand sanitizer, students headed back to the classroom are bringing coverage. As college students head back to their classrooms this year, they’re bringing tuition insurance along with the protection of their masks and hand sanitizer. The hope is that they will be able to protect their investments into their education. The uncertainty from COVID-19 and the widespread shutdowns and lockdowns faced during the last school year have made this year’s students understandably leery. At the same time that they take precautions to help protect themselves against…

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