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Protecting Your Flatbed Trailer: A Comprehensive Guide

November 10, 2023 Guest Author

A Flatbed trailer is an invaluable assets in various industries, from construction to transportation. Protecting your flatbed trailer is not only a matter of safeguarding your investment but also ensuring the smooth operation of your business. This article provides essential tips and insights on how to protect your flatbed trailer from theft, damage, and other potential risks. Secure Adequate Insurance Coverage: Securing the right insurance coverage is a fundamental step in protecting your flatbed trailer. Different policies offer varying degrees of protection, so it’s crucial to understand your options. Consider…

California Insurance Commissioner Lara announces consumer protection appointments

August 15, 2022August 11, 2022 Marc

California Insurance commissioner Ricardo Lara

Five reappointments were announced at COIN, and one was announced at the CAARP Advisory Committee. California Insurance Commissioner Ricardo Lara recently announced a string of appointments made statewide in his office’s pursuit of consumer protection improvements. There were five reappointments to the California Organized Investment Network (COIN) Advisory Board and one was made to the California Automobile Assigned Risk Plan (CAARP) Advisory Committee. Lara has been placing a substantial spotlight on consumer protection activities by his Department. “Protecting consumers and addressing inequality are top priorities for our Department,” said Insurance…

Types of Car Insurance Coverage in the U.S.

January 17, 2022April 19, 2022 Guest Author

Car insurance plans, unlike health insurance, consist of various categories of coverage, each of which has a unique set of fees and benefits. Because drivers can typically choose different coverage amounts for various elements, it’s crucial to understand which types of insurance are appropriate for you. Types of Insurance Coverage 101 Before diving in and selecting an insurance coverage plan, you have to ask yourself some questions: How can you know which option to go for? Is it a legal requirement in your state to have coverage? Is there a…

Insurers and licensees alike concerned over Michigan cannabis liability insurance

January 10, 2022January 7, 2022 Marc

Cannabis liability insurance - cannabis growers

The state’s new legislation could force insurers and licensees to suddenly jump through complex hoops. Michigan’s new cannabis liability insurance legislation has now become effective and may unintentionally force companies and their insurers in the state to have to scramble to ensure they are compliant with the mandatory and complex changes. The state moved forward in quite a surprising way with the requirements without consulting the insurance industry. The Michigan cannabis liability insurance regulations went into effect quite suddenly without consultation with the insurance industry on the mandates’ feasibility. Many…

What protection does directors and officers insurance provide smaller businesses?

June 30, 2021June 25, 2021 Nordstrom

D&O is a policy companies purchase to protect their board assets from a spectrum of lawsuit types. Directors and officers insurance is a type of liability coverage for businesses covering its directors and officers against lawsuits alleging that a breach of fiduciary duty has occurred. This coverage lets a company’s leaders function without fear of personally suffering a financial loss. At its most basic level, a directors and officers insurance policy provides liability coverage that is payable either directly to those company leaders or to the business itself. The policy’s…

Petbusinessinsurance.com the #1 agency for the Pet business industry

November 6, 2020November 7, 2020 Guest Author

pet insurance for business and how it works

We here at Pet Business insurance want to make sure every pet business gets insured with the specialized types of insurance coverage that are available to them. Unlike normal business insurance, pet businesses have extra options such as animal bailee coverage when getting property coverage. Animal bailee coverage protects business owners when a pet in their care gets injured or dies. According to Forbes, this is a great time to start your very own pet care business! Millennial and Generation Z Americans are pet-obsessed, accounting for 62% of pet ownership. …

What is a No-Fault State?

September 15, 2020June 1, 2023 Elizabeth Price

Article Updated June 1, 2023 – Currently, there are 12 no-fault states in the U.S. These include Florida, Kansas, Hawaii, Massachusetts, Minnesota, Michigan no fault insurance, New Jersey, New York, North Dakota, Pennsylvania, Kentucky and Utah . If you live in a no-fault state, it means that a driver has to first file a claim with their own insurance company if they’re in an accident. Every state sets its own laws as far as who pays for an accident. Sometimes when there’s an accident involving two parties, the goal isn’t…