InsureCA4less.com website provides California residents with best insurance quotes and comparisons

The new insureca4less.com website has announced the availability of its full service insurance quote website that is specifically designed to cater to the needs of the residents of California. The site is now offering Californians fast and easy access to free instant insurance quotes from insurers located within their area. It also provides the ability to compare the top quotes from several insurance companies so that users will always know that they are receiving the coverage they need, but at the best possible price that can be found. The insureca4less.com…

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California health insurance to be m...
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The Californian perspective of the Affordable Care Act

Though the Affordable Care Act (ACA) may be a federal healthcare system overhaul, each state is experiencing it in its own way, and though Californians have already started seeing some differences since the act went into effect in March 2010, there will be a great deal more by the time it has been fully implemented in January 2014. So far, Californian health care has seen a few important changes. These include: • Ensuring that no new health insurance policies can include lifetime caps on benefits, so that individuals who are…

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California insurance commissioner issues report card for PPO

The California Department of Insurance has released the quality of care report card by insurance commissioner Dave Jones, called the “2012 Preferred Provider Organization (PPO)”. According to Jones, this report is a useful resource which provides consumers with a larger amount of practical data about the quality of the care they can expect to receive, so that they are better able to make decisions that will meet their healthcare requirements. He added that “I want to encourage all Californians to take a look at the findings of the PPO report…

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Health insurance companies in California to increase rates by 8 to 14 percent

The largest health insurance companies in California will be raising their average rates by approximately 8 to 14 percent for hundreds of thousands of policyholders with individual coverage, leaping ahead of the overall medical care costs. According to government data, within the last year, the national average cost of products and services associated with health care increased by 3.6 percent. However, the insurance premiums have continued to climb at a more rapid rate within the state. The rate increases were defended by the California insurance companies, which said that they…

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Commissioner Dave Jones reflects on achievements a year after taking office

California Insurance Commissioner Dave Jones has been in office for a full year now and he has taken the occasion of this anniversary to reflect on the accomplishments he has been a part of from 2011. In a statement released by the state’s Department of Insurance, the Commissioner notes that his time in office has been filled with confrontation with the insurance industry. Indeed, many of the actions coming from the Commissioner have been met with opposition from insurers, especially the bid to give state regulators more authority over the…

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California legislators debate on new health care plan that could expand insurance coverage

California lawmakers are considering a new health insurance system that will help people obtain coverage they could not afford otherwise. Called the Basic Health Program, the initiative is designed with lower-income households in mind. The program is meant to serve a stepping stone between Medicaid and private insurance plans by offering alternatives to expensive coverage plans offered by most insurance companies. Legislators are currently examining the benefits such a program would have for state residents and how those benefits would affect the state’s insurance industry. Many families in California cannot…

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Consumer Watchdog wants ballot measure seeking public option, 20 percent rate rollback, and strict management

Consumer Watchdog, a top consumer rights group from California, is working to divert the attention of the 2012 election away from the Obama administration’s health care overhaul in favor of a state ballot measure that seeks a public option, stricter premium oversight, and a rollback of 20 percent for insurance rates. The initiative by this Santa Monica-based group is aimed at the ballot in California in November 2012. Consumer Watchdog is the same group that brought about the landmark ballot measure in 1988, Proposition 103, which set cost and regulatory…

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