Pet insurance can save your dog’s life, but so can prevention

pet insurance claims

Just because your animal is insured, it doesn’t mean that you shouldn’t lower your risk. Dogs bring a tremendous amount of joy to the lives of their families, and this companionship is worth everything to some people, which is why pet insurance can help them to make sure that they will never need to choose between their animal’s life and their financial wellbeing. However, coverage is no excuse for avoiding certain precautions that can avoid a claim. It is a good feeling to know that if you have to make…

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Pet insurers provide insurance advice for animal owners

Pet insurers have released the most important information that owners should know about insuring their animals, including an understanding of the types of things that are found within the exclusions and fine print of the most typical policies. They include the following on Pet Insurance policies:  If the pet has a pre-existing condition, this will not be covered by the policy, regardless of whether or not you were aware of its existence. If the policy is “time limited”, then upon the completion of the term, no more payouts will be sent…

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Animal liability takes a bite out of the insurance industry

Almost one thousand Americans are treated in emergency rooms every day as a result of dog bites. Estimates show that in 2009 insurance companies paid out a total of 412 million dollars in claims for dog bites. In a survey recently conducted by State Farm, they reveal the states with the highest amount of claims for dog bites. Topping the list was California. According to the State Farm survey, California rated the highest in dog bite claims filed. Last year, California had 369 claims filed on insurance because of dog…

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Does the cost of pet insurance outweigh the cost of pet healthcare?

Over 43 million households in America own a dog. More than 37 million own a cat. They are our companions, our best friends, even referred to as our “kids”. It’s no wonder that we will spend over 45 billion dollars a year to feed and care for them. In 2009 Americans forked out over 12 billion dollars to pay for their pet’s veterinary care. Healthcare for animals is increasing in price almost as fast as it is for humans. The reason is due, in part, to the advancement in the…

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Pet Insurance: Is it beneficial for your pet?

Pet insurance is different from your health insurance.  The veterinary office will charge you the full amount for the procedure.  Then your pet’s insurance will reimburse you after you file a claim.  It is a good idea to set up a separate account for your pet’s medical needs. Pat Howard, the office manager at Aidmore Animal Clinic said, “The field of veterinary medicine can do so much more to prolong a dog’s comfort and life, but it’s expensive.  I think pet insurance will become more and more popular as people…

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