Why the Country Still Needs the Affordable Care Act

Why the Country Still Needs the Affordable Care Act

The Affordable Care Act, ACA or “Obama care,” was enacted in 2010 and has had extreme proponents and detractors ever since. The Act was a reaction to the soaring costs of healthcare and health insurance, leaving millions uninsured and going into medical bill debt. So, what is the ACA, exactly, and what are its benefits? Read on to find out. Affordable Health Insurance The central pillar of the ACA is Obama care plans that provide affordable insurance to millions of people who previously had no coverage. Over 20 million Americans…

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What Burn Lawyers actually do to help you?

What Burn Lawyers actually do to help you

Burn lawyers are lawyers that deal with personal injury cases. They represent clients who have suffered injuries due to faulty products, workplace accidents, slip and falls, and medical errors. You may be entitled to compensation for burn injuries at work if you have suffered from hazardous exposure to chemicals, toxins, or harmful hot liquids while at work. You can get the best compensation you deserve when you consult professional Burn Lawyers. A reasonable attorney will help you navigate the court system and will obtain the most competitive compensation possible for…

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7 Types of Insurance Every Millennial Must Consider

Millennials insurance that they are buying

If you were born between 1978 and 1999, you are classified as a millennial. The millennial generation is regarded as one of the most financially conservative generations since they are careful when it comes to investing and saving. Therefore, it’s surprising to look at the fact that a vast majority of individuals between 18 and 39 are underinsured. Here are 8 types of insurance plans millennials should consider: 1 Life Insurance  Life insurance isn’t something that only the wealthy need. Depending on your particular situation, perhaps, you need it as…

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Do Gamers Need Disability Insurance?

professional gamer needs disability insurance why #insurancenews

While everyone already knows they need essential health and automotive insurance, other types of insurance aren’t well-known. Professional gaming is a new career pursuit that many of the younger generations are trying out. Many think gaming does not involve any risks and might not think they need any type of insurance, but that is far from the truth. What is Professional Gaming? With the development of game-streaming platforms such as Twitch, many gamers are competing with each other on a professional level. Even newcomers are able to participate, often opting…

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Do your employees need a supplemental accident benefit if they have a health plan?

Supplemental benefit accident health insurance with Allstate for small businesses explained #localagent #businessinsurance #accidentinsurance

Savvy employers are using this insurance to help workers to fill coverage gaps. A supplemental accident benefit, like other types of supplemental insurance policy, is a type of coverage that fills the gap left behind by many types of traditional health plan. Employers are increasingly offering this coverage as an appealing way to draw talented, loyal employees.  Employers give the employee the option to pay all or some of the costs of this coverage. Adding a supplemental accident benefit and other similar forms of “sidekick” coverage to a benefits package,…

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US Senate passes bill to ease access to disability benefits for ALS patients

Disability benefits for ALS - man in wheel chair

This could make it easier for people with amyotrophic lateral sclerosis to use the coverage. The United States Senate recently passed a bill with the potential to make it easier for disability benefits for ALS patients to become accessible. The proposed legislation is called the ALS Disability Insurance Access Act of 2019. The U.S. House of Representatives must still approve the ALS Disability Insurance Access Act of 2019 in order for it to move forward. That said, if the bill is enacted, it would take away the current mandatory five-month…

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Breast cancer disability insurance claim length average dropped by 2 weeks

Breast Cancer Disability Insurance - pink ribbon

Survivors are heading back to work notably sooner than had previously been recorded. Claims on breast cancer disability insurance have been a top cause of this type of coverage for more than a decade. However, the length of those claims has been getting shorter. In fact, survivors have shortened their time off work by an average of about two weeks. In 2019, the average length of a short-term breast cancer disability insurance claim was 64 days. In 2010, that figure was 78 days. This shows a meaningful change in trends…

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