Is the federal crop insurance program keeping up with climate change?

Crop insurance - A person touching wheat

Few changes have been made in the program despite rising risks associated with global warming. Risk has always been a part of farming, particularly due to its dependence on the weather in any given season or year, and crop insurance has become a key part of the survival of many farms across the United States. That said, risks associated with weather have been changing, but the program has altered very little. The massive federal crop insurance program has helped farmers to ensure their businesses survive in times of flooding, drought,…

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Record numbers of Texas residents enrolled in ACA health insurance plans this year

Health insurance plans - ACA enrollment Texas

The state’s total enrollment numbers were recently released, with over 1 in 9 Texans covered. The 2024 open enrollment period came with a record number of Texan sign-ups for health insurance plans through the Affordable Care Act (ACA). The data was released by the federal government as the state uses the federal HealthCare.gov marketplace. Over 1 in every 9 residents of the state are now covered by health insurance plans sold through the ACA in 2024. This is a notable record, as it was set in the state with the…

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Consumers that missed the health insurance open enrollment have options

Health insurance - Investigating Options

There are definite financial risks from missing open enrollment, but all is not lost. The 2024 open enrollment periods for Affordable Care Act health insurance markets have now passed, and many consumers are now wondering what happens if they wanted coverage but didn’t obtain it in time. Understanding options begins with knowing what the open enrollment period is all about. The open enrollment period for buying health insurance allows people to purchase their coverage for the next twelve months. Many people already have coverage through work benefits and don’t need…

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Allstate Insurance Record High: Implications for Investors and Industry

allstate insurance 52 week high

A Titan in the Field of Insurance – Record 52-Week High Share Price Allstate Insurance (NYSE:ALL) is not just a company, but a titan in the field of insurance. With a stronghold in the United States and Canada, it specializes in property and casualty insurance products, safeguarding your valuables against unforeseen circumstances. On Tuesday, Allstate’s share price hit a record 52-week high, escalating to $156.79. This leap mirrors the robust performance and confidence that investors have in Allstate. The proof lies in its impressive market cap of $40.65 billion. This…

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New Jersey governor signs health insurance legislation expanding coverage

Health insurance - Infertility Coverage - New Jersey

Governor Murphy signed A5235/S3627 to expand coverage to include infertility services. New Jersey Governor Phil Murphy recently signed A5235/S3627 to expand requirements for health insurance coverage in the state to include infertility services. The legislation requires that many plans provide benefits relating to pregnancy healthcare services. The health insurance coverage requirements apply to certain private sector health insurance companies, including those under state regulation. They must now provide group plans with more than 50 people with pregnancy-related benefits. This also applies to plans in the School Employees’ Health Benefits Program…

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