How You Can Lower Your Business Auto Insurance Costs

Business Auto Insurance

Having a higher insurance rate will begin to eat into your company’s profits. Even with costs on the rise, you can’t avoid the price of insurance, but you can take active measures to lower the cost of your fleet. The claims will often cause a substantial rise in the price of insurance, and reducing your accidents will prove the most effective way to keep your premiums lower. Maintain Ongoing Assessments Data, the invaluable assistant of every fleet manager, will provide you with accurate and relevant information to make expert risk…

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Is My Car Totaled if the Airbags Deploy?

Car Airbag

When it comes to car insurance, there is a lot of incorrect information out there. From misunderstandings about how policy terms work to differences in state coverage options, many drivers aren’t clear about what is and is not true. Here’s one of the most common confusion points drivers have: is my car totaled if the airbags deploy? Airbag deployment does not always cause a car to be fully totaled, but that certainly can happen in some cases. The exact line where this happens is complicated. Today, learn more about what…

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What Is the Process of Getting Hail Damage Repaired?

Car Hail Damage

Are you excited because the temperature is getting cold outside? If so, you may be looking forward to a lot of winter weather activities. Unfortunately, one activity that is not fun during the winter is driving. If there is a lot of winter weather taking place outside, then you should try to avoid driving unless you have to. Sadly, there might be situations where you have to go out during the winter. If that is the case, your car might suffer hail damage. It can be frustrating to see hail…

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7 Tips for Motivating Your Small Business Team

Motivation

Managing a small team can often be very rewarding. You don’t have as many people to lead as you would with a large team of staff, so you have more of an opportunity to get to know people on an individual level. You still need to put the effort into motivating them, though. Otherwise, even small teams can become less than productive. If you’re a business owner with a small team, here are seven tips for motivating them.  1: Offer Rewards  While a salary is what most people work hard…

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Insurance Considerations for End-of-Life Planning

End of life plane - will

End-of-life planning does not only consist of decisions that family members can make once they pass away. End-of-life planning involves scenarios that many people can find themselves in but don’t necessarily plan for ahead of time. One example is succumbing to a coma. Let’s say a grandmother suffers a terrible fall in her home, and while being transported to the hospital, she falls into a coma.  Because she is unresponsive, how should the physician proceed? Do her children want her removed from life support after a certain amount of time?…

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Ways to Reduce Your Car Insurance

Ways to Reduce Your Car Insurance

When it comes to owning a car, one of the biggest expenses that people inevitably find themselves dealing with is insurance. However, rather than simply paying the first price that you see, it is a much better idea if you look into ways of reducing the overall car insurance. Here we have compiled a few of the top ways of doing just this.  Shop Around for Different Quotes  The internet has provided an invaluable tool for shopping around for different car insurance quotes, so it certainly makes sense that you…

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How to handle unpaid insurance claims

Unpaid Insurance Claims

It is often overlooked how important it is to have insurance. It protects them from financial loss in case an unexpected event occurs. When someone has an accident or a crisis that insurance should handle, they need to file a claim for their damages with their insurance company to be paid out. Unfortunately, there are some cases where a claim is not handled properly. When this happens, the client may have to take legal action against their insurance company to be compensated for losses. Though it’s stressful and sometimes difficult…

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