Surviving a bad car crash can be daunting but not impossible

A car crash is not something that many people think will ever happen to them… but these events can, at times, be unavoidable. If the unfortunate were to happen, it is important to be prepared. Being prepared can mean the difference between life and death for drivers or their passengers and it is not something that should be taken lightly. Car accidents are not uncommon, and there are some things that drivers can do to ensure their safety and overall survival if they are the unfortunate victim of a crash.…

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How ISO 9001:2015 Can Impact Risk-Based Thinking In Insurance

While risk-based thinking is a new term in the 2015 version of ISO 9001, the concept of risk management is not new to the insurance industry. Many companies already have some sort of risk management process in place and much progress has been made to formalize these processes and even use them for regulatory purposes.  Another step forward is the introduction of the ISO 9001:2015 standard, which includes a focus on risk-based thinking that could benefit the industry. ISO 9001:2015, which defines risk-based thinking even more than its predecessor ISO…

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6 Ways Lying About Your Auto Insurance Can Cost You

insurance fraud big data

It’s tempting. And, surely, you won’t get caught, right? You are, after all, just one tiny customer among thousands. The insurance company is far too busy to notice if you tell a little white lie. Plus, a big organization like that can afford it, can’t they? Auto insurance lies are common among parents. So, if you’re trying to justify lying to your auto insurance provider, forget about it! You could be convicted of fraud, face a hefty fine and even a stint behind bars. In this situation, good luck in…

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Questions About the ACA: What Happens to People Who Do Not Sign Up by March 31st

Health Care Reform

Under the original terms of the The Patient Protection and Affordable Care Act (PPACA), also known as the Affordable Care Act (ACA) and Obamacare, Americans have until March 31, 2014 to sign up for a health insurance plan. There have been a few changes you may not know about. Deadline Rules Originally, if you couldn’t sign up for health insurance through the health exchanges by March 31st, you would have to wait until November 15, 2014 to apply for coverage starting January 2015 and pay a penalty when filing 2014’s…

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What Good Accident Attorneys Do Not Do

When you are in a major accident… the last thing that you may want to have to go through is a vetting process. Having to choose an attorney can be a worse pain than that of the accident. If you need competent accident lawyers, here is a list of what you avoid. Learn what good lawyers do not do so that you can lay off those you run into with these traits. 1. Exaggerate your claim It is no secret that your attorney will want to win the case. Every…

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Understanding what health insurance does and does not cover

insurance news coverage

Insurance doesn’t cover everything Health insurance is often a controversial issue. From criticism of for-profit insurance companies to new laws that are having a dramatic impact on how health care works, it can be difficult to understand exactly what is and is not covered by a typical insurance policy. Without an understanding of what insurance companies do and do not cover, you could be placing yourself at serious financial risk. It should be noted that no single insurance company provides coverage for all diseases. While insurers in the U.S. are…

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Factors That Impact Car Insurance Premium Negatively and What You Can Do About It

Car Insurance rates

A number of things affect our auto insurance rates. Some work to our advantage and lead to discounts, whereas others get us deemed risky customers and lead to higher insurance premiums. There may not be much we can do about how old we are and where we live, but there are certain factors that impact our premiums negatively which we do have control over. Read on to find out what these factors are and what you can do to stop them from creating a bigger hole in your pocket. Your…

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How to create a YouTube channel for insurance marketing

youtube

Video SEO is important for anyone wishing to get more traffic to a blog or website. Video is becoming more popular as a way to draw in potential clients seeking more information. The video market for insurance is wide open, so now is the time to get involved. In order to get video onto a blog or website, the video must be hosted. YouTube allows anyone to upload any video which can then be linked to or shared anywhere online. Here is how to start a YouTube channel to get…

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Why Travel Insurance Claims Get Denied

You’ve planned it all out. Your cousin, Ruby, is looking after your cat. The guy next-door is collecting your mail and watering your plants. And, your travel insurance will help out with any unforeseen circumstances you might experience during your vacation in sunny paradise. Right? Wrong. Your travel insurance policy may not cover as much as you believe. Yes, a huge number of claims are denied each year and here are some of the most common reasons. The Pre-existing Condition If you’ve changed your medication lately or your spouse has…

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The Deep Freeze And Your Insurance Coverage

Wintry weather can wreak havoc on property. Fallen power lines and tree limbs along with burst water pipes are just a few of the problems home-and-business owners face. When a winter storm hits the last thing anyone wants to do is worry about whether any damage is covered by insurance. The good news is that many times insurance does cover damage caused by storms. Damage caused to homes by ice and falling limbs is covered by homeowner’s policy, according to an article by CBC News. That’s great news for those…

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