Small Business Health Insurance Trends 2019

The majority of Americans rely on small business health insurance to get the coverage they need. Unfortunately, too many small businesses fail to offer the right coverage options. In fact, in a survey of firms with between 3 and 9 employees, only 44% of those small businesses offered any health benefits. That’s bad news considering that small businesses make up the majority of businesses in the United States. Luckily, things are looking up. Despite the complicated and confusing insurance landscape of today, new trends are taking over that make small…

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Really Common Car Insurance Misconceptions

car insurance claims

Most people out there do not know much about their car insurance and the different factors that influence it. In reality, there are countless things that can have an impact on how much you can pay. At the same time, different misconceptions appeared in regards to car insurance. The really common misconceptions are presented below based on research done by auto repair Lakewood Colorado. Red Cars Are More Expensive To Insure This is a rumor that has been floating around for way too long but it is a completely false…

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5 Reasons to Get Personal Property Insurance

personal property insurance for renters

You must already know about home insurance which protects your home against various threats like fire, burglary, water damage, etc. However, did you know that most insurance plans contain personal property coverage too? What’s Personal Property Coverage? Personal property coverage aka contents coverage insures your belongings including furniture, home appliances, jewellery, etc. It may also cover items that are outside your home such as your luggage when traveling, bike, etc. If any of these things are damaged/destroyed by natural disasters like fire, or stolen, then you may get adequate compensation…

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How Climate Impacts Your Property Insurance Costs

climate change and property insurance costs

There are plenty of factors that can impact your property insurance costs, from your location and the size of the home to the contents, but one thing that homeowners may not be prepared for is how climate is now affecting their premiums. A recent report released shows Canada is warming up at twice the rate of the rest of the world; this has left insurance providers feeling uneasy. That uneasiness is most likely going to translate to a rise in premium rates. So how exactly does climate impact your property…

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Does bad credit affect car insurance rates?

credit car insurance rates

If you’ve got bad credit you may be worried about how it affects a number of things you apply for. When you think of applying for things that need a credit check you may automatically think of things such as car finance, credit cards, mobile phone contracts or mortgagees. But have you thought about how your credit rating affects your car insurance premium? Refused Car Finance are bad credit car finance specialists who help people get car finance even if they have bad credit. They explore whether bad credit affects…

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5 Signs You Are Dealing with an Unprofessional Medical Malpractice Insurance Company

medical malpractice insurance

Medical malpractice insurance is an insurance product specifically designed for medical professionals including doctors, nurses, and other healthcare professionals. At its core, medical malpractice insurance is similar to the professional liability insurance policies that businesses get to protect themselves from consumer lawsuits. Much like liability insurance, medical malpractice insurance helps doctors and other healthcare professionals to cover the cost of lawsuits filed by patients. Importance of Picking a Trusted Insurance Partner Medical malpractice insurance companies have the supremely complicated job of understanding the intricacies of medical care, insurance, and legal…

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Peace of Mind: 6 Benefits of Construction Risk Insurance

Construction risk management

If you didn’t have a clue on risk management, it’s time you know about it. It’s a core leadership approach that safeguards your success from any potential threats and, ensures they’re dealt with before they derail your business. However, if you have problems managing your business or projects, you can always construct risk insurance to help you with management. Below are six benefits of building risk insurance. 1. It Enables You Spot Projects in Trouble Risk management enables you to see beyond the expectations. You can identify where more attention…

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