Idaho’s ‘Home Hardening’ Initiative Tackles Wildfire Risk and Insurance Challenges Idaho homeowners are feeling the heat, and not just from soaring summer temperatures. With an increasing number of wildfires blazing across the region, insurers are pulling out. By 2025, nearly 25 of the 91 insurance carriers operating in the state had left, citing wildfire risks as the main culprit. And for those that remain, stricter underwriting practices mean higher premiums or outright refusals to renew coverage. Dean Cameron, director of the Idaho Department of Insurance (DOI), puts it bluntly, “Insurance…
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Don’t Sign Anything Yet! California Insurance Commissioner Warns of Fraud Post Wildfire
Wildfires Ravage Southern California: Safety First Southern California faces a devastating challenge as powerful wildfires, driven by intense winds, have scorched over 23,000 acres and forced thousands to evacuate their homes. The fires, which erupted following a windstorm on Tuesday, have also destroyed at least 1,100 structures across affected regions. With lives disrupted and communities left in turmoil, California Insurance Commissioner Ricardo Lara is urging residents to prioritize safety above all else during this difficult time. Lara has advised individuals to avoid entering disaster zones and refrain from making hasty…
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