Direct care allows consumers to bypass their health insurance

Health Insurance Agent

More consumers are taking advantage of direct care medical services A growing number of consumers are beginning to bypass their health insurance coverage in order to take advantage of direct care from medical professionals. For many, the high deductibles associated with their insurance coverage is simply too high, which is encouraging them to receive care directly from medical care providers rather than make use of their insurance policies. Some consumers are finding it less expensive to take advantage of direct care rather than use their costly insurance coverage. High deductible…

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Donald Trump has big plans for health insurance in the US

donald trump health insurance

Trump plans to repeal the Affordable Care Act, replacing it with a new system Donald Trump will be running for the presidency in 2016 and he has plans concerning the country’s health care system. During a recent interview with “60 Minutes,” Trump announced that he will seek to repeal the Affordable Care Act and replace it with a private plan that he claims will “cover everybody.” Trump has not outlined specific plans for such a system, but he suggests that it will provide health insurance coverage and access to medical…

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Survey highlights auto insurance myths that consumers believe are true

auto insurance fraud

Survey shows that many drivers believe in myths about what affects the cost of their insurance coverage InsuranceQuotes.com has released the results of a new survey concerning the auto insurance myths that consumers believe are true. The survey was meant to uncover the factors that drivers believes influence the price of their insurance coverage. Many drivers believe that myths, such as owners of red vehicles are charged more for coverage, are true, which may have an impact on how they shop for coverage as well as the vehicles that they…

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Health insurance deductibles have risen sharply since 2010

health insurance cost medical

Survey finds that deductibles for employer-sponsored coverage have grown aggressively A new survey from the Kaiser Family Foundation and the Health Research & Educational Trust has found that health insurance deductibles have risen dramatically since 2010. These deductible increases have primarily affected those with employer-sponsored coverage. Many employers have been facing greater financial strain in providing their workers with insurance coverage, especially as insurers make their plans more expensive. As a result, consumers have been facing higher out-of-pocket costs for their coverage even as premiums have continued to grow. Workers…

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High deductible health insurance policies are becoming more common among consumers

health insurance costs subsidies

Many consumers show favor for high deductible plans because of the money they can save on premiums More consumers are beginning to favor high deductible health insurance plans, especially as employers begin shifting insurance costs to workers. High deductible plans have proven interesting to consumers because they have lower monthly premiums. Cost has been an issue that has prevented many consumers from purchasing health insurance policies. With premiums on the rise, many people are looking for ways to keep their costs down, and high deductible policies may be the best…

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