Things you might not know about group health insurance

Though most people feel that group health insurance – such as the plans offered by many employers – are highly beneficial, it should be noted that they were not all created equal, and that there are many surprising things that consumers can learn about those policies that might change their opinions about their value. Consider the following often unknown issues regarding group health insurance: • Some group health plans don’t provide pregnancy coverage – as a result of the Pregnancy Discrimination Act of 1978, the majority of health insurance plans…

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Gallup survey shows that employer provided health insurance is disappearing

A new survey from the Gallup Organization, a consultation and polling company, shows that employer sponsored health insurance is on the decline. The survey began on January 1 of 2011 and came to its conclusion on December 31 of the same year. Declines in insurance coverage are a persistent trend in the U.S. despite claims from the federal government. The Obama administration insists that the Affordable Care Act has brought coverage levels to an all time high. While this may be true for young adults, this is not the case…

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Florida Health Choices program to launch July 2012

Florida legislators are looking to launch a new health care plan for small businesses in July 2012. The Florida Health Choices program, which was first built by lawmakers in 2008, aims to bring affordable health care policies to small businesses as an alternative to those offered by private insurance companies. The program has been in the development phase for several years partly because legislators want to make certain the program is being built correctly.  The Florida Health Choices board says that the program is as ready as it will ever…

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Survey shows workers often misinformed about costs of employer health insurance

A national survey conducted for eHealthInsurance between the months of September and October 2011, by Kelton Research, has shown that only 47 percent of participants who had employer-sponsored coverage are capable of stating with confidence the amount of their health insurance premiums that is covered by their salary and how much is paid by the employer. The survey also showed that 35 percent of the respondents who had employer-sponsored coverage were able to state how much the annual deductible for their plan was, and only 33 percent of the participants…

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Health insurance forum coming to Florida, aims to advise small business owners on health care

Health insurance has been a hot issue for some time, even before the passing of the federal health care reform law. The insurance industry has been rife with controversy for years, much of which is focused around the issue of soaring premiums. While rate increases are not anything new, health insurers have been quick to raise rates on their coverage in recent years. The cause of the rate hikes is most often cited as being a way to mitigate the overwhelming cost of medical care. Whatever the case may be,…

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