Following Hurricane Sandy, many people would like to know if they are covered when the lights go out. Typically, a power outage causes a minor level of inconvenience – especially at home – but when a storm such as Hurricane Sandy strikes, many people wonder if the losses that can occur from those events are covered by their homeowners insurance policies. After a certain number of hours, it is no longer a matter of simply not being able to watch TV. For example, when power failures occur in the dead…
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