If certain insurance standards are met by an adult’s motorcycle policy, the law in Florida doesn’t require that individual to wear a helmet while they drive that vehicle. The majority of bikers are considered to be safe drivers. However, the problem is that they can still be injured by other careless motorists regardless of the care that they take. According to Florida Statute 316.211: • A person must be wearing protective headgear that has been properly and securely fastened in order to ride a motorcycle. That headgear must meet the…
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Allstate releases common boating accident avoidance tips
As this year’s boating season passes its peak and begins to come to a close, Allstate Insurance has identified the most common forms of boating accident and has released tips for boaters to avoid making common errors that can lead to damage to their vehicles. The Coast Guard is reminding boaters to remain vigilant, but is already celebrating a notable drop in the number of accidents and fatalities. For example, a recent report showed that accidents have been falling over the years, as there were 4730 reported in 2009, but…
Read MoreMotorcycle fatalities drop but it may not last
A recent report has found that the number of motorcycle fatality accidents decreased in 2010; compared to 2009 and previous years statistics. However, the study also found that helmet use among cyclists is declining. Only about 50 percent of motorcyclists are wearing helmets, and only 20 states have mandatory helmet laws. Motorcyclists are in a class of their own. You don’t have to ride a motorcycle; a person chooses to ride a bike. They say it gives a certain feeling of freedom and exhilaration like nothing else can. Motorcycle riders…
Read MoreSwinton Bikes Encourages Motorists to Slow Down
Speeding has been around since speed limits were begun. Excessive speeds can cause you to have heftier fines, more points, and higher insurance rates. Additionally, it endangers your life and the lives of everyone around you. Many motorcyclists are breaking the speed limit regularly and Swinton Bikes is encouraging motorcyclists to slow down. Swinton Bikes, the UK’s biggest retailer of motorcycle insurance, advised motorists after the Department for Transport figures showed that about fifty percent of them were exceeding the speed limit in 2009. The excessive speeds were found on…
Read MoreMotorcyclists hope for lower insurance rates
The Knesset recently passed the initial reading of a bill. If passed, it could mean lower motorcycle insurance rates. The government will create an inter-ministerial committee to devise a solution for dropping compulsory insurance rates. A decision is expected within 3 months. Should this bill pass, motorcyclists’ compulsory insurance pool will change. Currently, insurance companies do not profit from compulsory insurance for motorcyclists. For most riders they are covered by a state-mandated pool which currently runs at a deficit. It also has a cap, mandated by law, of 8%. The…
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