Though many preventive tests –colonoscopies, for example – are covered by the new healthcare reforms, patients are still being urged to understand various loopholes that still exist, where supplementary insurance can help to prevent unexpected expenses. For instance, though a colonoscopy – a preventive colon cancer screening test – may be covered, if its practice should involve an additional procedure, such as the removal of a noncancerous polyps during the test (which is a very common practice), that additional work is considered to be a procedure and is no longer…
Read MoreTag: medicare
With Thanksgiving and Black Friday over, the Medicare deadline is the next big date
With the Thanksgiving turkey eaten and Black Friday’s discount-hunting madness behind them, consumers have started to use the final two weeks left for open Medicare enrollment to do their last minute insurance shopping. Senior citizens are now starting to run out of time for choosing a new Medicare prescription drug or Advantage plan if they want to alter their current coverage. The deadline for Medicare’s open enrollment has been moved to December 7 from its traditional December 31 as a result of the 2010 federal healthcare laws. The reason for…
Read MoreOver half of seniors using exchange for private Medicare plan to reevaluate in 2011 AEP
A survey that included the participation of 372 seniors who have previously bought private supplemental Medicare plans showed that 58 percent are now using the 2011Medicare Annual Enrollment Period (AEP) to rethink their insurance needs. When the seniors were asked why they were reevaluating their plans, the top three reasons were: • 45 percent wanted to make certain that they were receiving the best coverage for their needs • 19 percent had experienced an increase in premiums • 9 percent had experienced an increase in out-of-pocket expenses. Another 35 percent…
Read MoreHealthcare work force receives $1 billion from Obama administration to boost its size
The Obama administration has announced that it will be offering a grant program worth $1 billion to provide medical organizations with the opportunity to hire, train, and implementation of new workers. According to an announcement from the administration, the grant program has been named the Health Care Innovation Challenge and has been created in order to discover “the most compelling new ideas to deliver better health, improved care and lower costs to people enrolled in Medicare, Medicaid and the Children’s Health Insurance Program.” Secretary of Health and Human Services, Kathleen…
Read MoreLearning more about healthcare and open enrollment for Medicare
The Medicare open enrollment period is already well underway, as is the healthcare enrollment for people who receive health insurance from their employers and individuals who haven’t yet gone over their current coverage package for 2012 are being advised to hurry up and get started. For those individuals who haven’t yet missed their window of opportunity for changes in employer-sponsored insurance, the sooner they have a look at their current health insurance and compare it to what is available, the better, because any changes that are made by employers or…
Read More