Premiums drop among policyholders with a healthy, maintained BMI. As weight plays an important role in an individual’s health, it is taken into consideration by the majority of life insurance companies and therefore becomes a factor that policyholders can often control to help to keep their premiums to a minimum. Many insurers consider weight to be an important factor to be calculated into their rates. If an individual is overweight or obese, life insurance carriers will frequently charge what is known as a “loading”, which is an amount above and…
Read MoreLife insurance savings can be achieved through weight loss
