Live Insurance News

Health insurance study shows limited networks don’t hurt

September 12, 2014September 11, 2014 Julie Campbell

Research in Massachusetts has revealed that these strategies don’t cause any harm to patients and they save money. Despite the fact that the majority of patients don’t like hearing that they can’t go to a certain hospital or see a certain doctor because of the limited network of coverage provided by their health insurance, this type of plan is becoming increasingly commonplace. These “limited” network plans (also known as “narrow”) are being seen more often than ever before. The reason is that these health insurance policies are typically cheaper for…

Health insurance ID card typo costs a Las Vegas family $1.2 million

August 12, 2014August 9, 2014 Julie Campbell

A simple mistake has meant that the family will need to pay over a million dollars in medical bills. Kynell Smith and his family have their health insurance coverage through Nevada Health Link, and while the policy provides them with what they need, an issue that has been called an Obamacare typo by critics has caused the Las Vegas family to have to pay $1.2 million in medical bills. As a result of this mistake, the Smiths are neither able to pay their bills nor add a new child to…

Is Health Insurance Worth It?

July 12, 2014July 11, 2014 Note From The Editor

Health insurance can be a tricky subject. Many people consider insurance coverage to be vital, holding a place of importance in their lives that few other things approach. Others tolerate insurance coverage, thinking of its as a necessary expense that they are neither fond of nor hate. Still others believe that insurance is a waste of money that could be better spent on other things. Like all forms of insurance, the value of health coverage is a matter of perspective. In the U.S., health insurance coverage is mandatory, but that…

Health insurance high risk pool comes to an end today

April 30, 2014April 28, 2014 G. Turner

The NJ Protect program is expiring today, meaning that sick patients in New Jersey will need other coverage. Sick patients in New Jersey who had previously been receiving their coverage through the NJ Protect federal high risk pool have been scrambling to obtain other forms of health insurance coverage, as their previous plan is ending today. The program has come to a close due to the access that patients now have to standard plans. According to the New Jersey Department of Banking and Insurance, by the time the NJ Protect…

Health insurance policies reduce the risk of emergency surgery

April 22, 2014April 19, 2014 G. Turner

A recent study has shown that people who are uninsured are more likely to require urgent procedures. The results of a new insurance news study have revealed that whether or not someone has coverage is linked to that person’s risk of having to undergo emergency aorta surgery, and that health insurance coverage is also tied to how well those people will actually do after they have received the operation. People who were uninsured had a notably larger risk of having to have urgent surgery on the aorta. The health insurance…