A new study has indicated that Americans who have either gained new health insurance or who have lost their coverage make more emergency room visits than people who have had a continuous insured or uninsured status. The results of the study are causing some concern, as the healthcare overhaul will be requiring an additional 32 million Americans to become newly insured by 2014. At the same time, the study findings have also indicated that the number of trips to the emergency room do tend to even out when a person’s…
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The constitutionality of the healthcare reforms is now before the Supreme Court
As of Monday, March 26, 2012, the U.S. Supreme Court has started to hear the verbal arguments in the highly controversial and politically charged case of whether or not the healthcare reforms made by the Obama Administration starting in 2010 are constitutional. Twenty six states have sent attorneys to represent them – primarily those with governors who are Republican – as well as the National Federation of Independent Businesses (NFIB) as they face off against the lawyers from the Justice Department. They believe that the health care reform’s requirement for…
Read MoreWashington Governor Gregoire signs state insurance exchange bill
Washington state Governor Christine Gregoire has now signed a bill into law, which now sets the rules in that state for insurance companies that are readying themselves for the online insurance exchange that is a part of the federal healthcare reform. The exchanges are a part of the President Barack Obama overhaul that began in 2010, and they must be ready to be put into place by January 1, 2014. They are designed to assist both individuals and small businesses to find proper and affordable health insurance coverage. Governor Gregoire…
Read MoreGender gap continues to play an important role in health insurance premiums
According to the latest research issued in a report by the research and advocacy group, the National Women’s Law Center, women continue to pay higher premiums than men for the same health coverage. In 2014, when the new healthcare laws are fully implemented, the discrepancy between what men and women will pay for health insurance will cease, but at the moment, many states continue to see significant gaps between the premiums of men and women without any indication that the insurers intend to shrink them. The report will become available…
Read MoreThe Californian perspective of the Affordable Care Act
Though the Affordable Care Act (ACA) may be a federal healthcare system overhaul, each state is experiencing it in its own way, and though Californians have already started seeing some differences since the act went into effect in March 2010, there will be a great deal more by the time it has been fully implemented in January 2014. So far, Californian health care has seen a few important changes. These include: • Ensuring that no new health insurance policies can include lifetime caps on benefits, so that individuals who are…
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