The Most Common Term Life Insurance Riders

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Life insurance is one of those things that everyone knows they should have but only a precious few of us take the time to go about getting. The immediate benefits of life insurance are obvious; it helps to protect our families and loved ones financially in case the unfortunate should happen, but what many people do not realize is that there are a number of riders that are either included in most insurance policies, or are cheap to add on that provide ample benefits. Below are four of the riders…

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Money Matters: Tips for Managing your Money for the Short Term and the Long Term

High-deductible health insurance enrollees are on the increase

The importance of money management should never be underestimated. Just ask some of the big names in the finances industry and they will tell you that financial management is the key to a secure future. One should plan not only for the short term but for the long term as well. There can be so many unforeseen circumstances where you might have to spend money. An example of this could be funeral planning if a relative or family member passes away. If you do not have money to even pay…

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How much life insurance do you need?

How much life insurance do you need?

The best way to protect your family before you pass away is to have a life insurance policy. The best way to protect your family before you pass away is to have a life insurance policy. Upon the event of your death, your beneficiaries will receive the money tax-free.  Since your debts and income change frequently, you can estimate how much life insurance you need through some calculations. Here is important information to think about when figuring how much to cover.  In the event of your passing your family will…

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