Tag: employer health insurance

Health insurance decisions will need to be made by businesses

H. Cutner
Health Insurance benefits

There is now less than a year for companies to decide on the employee benefit options they wish to provide. With New Year’s Day behind us, there is now less than one year before the heart of the healthcare reforms go into effect, causing companies to need to take a serious look at the health insurance benefits that they intend to offer once January 1, 2014 comes around. The overhaul to the system and the coverage laws will reshape the way American employers offer benefits. After the healthcare reforms go…

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Health insurance law opposition causes harm to Darden Restaurants

Health Insurance for employees at the Olive Garden

The parent company of the Olive Garden and Red Lobster is seeing struggles from its resistance. Darden Restaurants has made a concerted effort to reject the healthcare law requirement that employers provide their workers with health insurance, and this has caused the company to experience a backlash that it may not have expected. Americans have been boycotting the restaurants in support of the hours and benefits of its workers. The company had previously announced its intentions to cut back the hours of its employees in order to ensure that it…

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Health insurance rate growth for employers may be slowing

Marc
cheap policies

National Business Group on Health releases new report concerning employer-sponsored health insurance The National Business Group on Health, a conglomeration of companies in the public sector, has released a new report forecasting the future of employer-sponsored health insurance. The report, which is the latest in an annual series, surveys 342 businesses and examines their stance on providing health insurance for their employees. Over the past several months, employers have expressed concern for the apparent rapid pace at which health insurance rates were growing. The report suggests that this may not…

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Kaiser Foundation report predicts health insurance rebates for U.S. workers

S.Vagus
Health Insurance refund

Rebates spurred by Affordable Care Act The Kaiser Family Foundation has released a new report that shows U.S. consumers can expect to see large rebates from health insurance companies. These rebates come courtesy of the federal Affordable Care Act. One of the law’s provisions, known as medical loss ratio, requires insurers to pay no less than 80% of the money they collect from premiums on improving medical care. If companies cannot meet this standard, they must return this money to policyholders. The Kaiser report notes that those receiving health insurance…

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Will insurers be the next motivator for quitting smoking?

Julie Campbell

Insurance companies have put forward a proposal to charge a higher premium for covering smokers as a new form of motivator for individuals to quit their cigarette habit. WalMart is among the organizations spearheading this effort to make it more expensive for smokers to obtain health insurance coverage. However, whether or not it is right for medical insurance to make this choice is just as important as whether or not people will actually take control over their own health risks and stop their smoking habit. According to Psychologist Dr. Carol…

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