For those of us who share our lives with dogs, they’re more than pets; they’re family. But with that wagging tail and soulful gaze comes a responsibility we often don’t think about until things go sideways. According to the Insurance Information Institute (Triple-I) and State Farm, U.S. insurers shelled out an eye-watering $1.57 billion in dog-related injury claims in 2024. Yes, billion—with a “B.” That’s a nearly 19% increase in the number of claims from 2023, and a staggering 48% rise over the past decade. What’s driving this trend, and…
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Animal liability takes a bite out of the insurance industry
Almost one thousand Americans are treated in emergency rooms every day as a result of dog bites. Estimates show that in 2009 insurance companies paid out a total of 412 million dollars in claims for dog bites. In a survey recently conducted by State Farm, they reveal the states with the highest amount of claims for dog bites. Topping the list was California. According to the State Farm survey, California rated the highest in dog bite claims filed. Last year, California had 369 claims filed on insurance because of dog…
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