Critical illness insurance isn’t one of the more widely known forms of coverage, but it is a form of supplemental health insurance policy that is inexpensive and that can make a significant financial difference to an individual who has received a diagnosis of heart attack, stroke, or cancer. The reason that few have heard of critical illness insurance until now is that it is a relatively new form of coverage in the United States. The first policy of this form was issued in 1996. According to data from the American…
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Oregon faces lawsuit after state’s insurance plan denies coverage for transgendered public employee
Gender identity can be a sensitive issue, and one rarely touched upon by the insurance industry. Indeed, there are few occasion on which the insurance industry would get involved in such issues. Oregon, however, is among the first states in the U.S. to be subject to a lawsuit filed by a transgendered public employee. The lawsuit stems from the state’s health care insurance plan denying to pay for a medical procedure. Oregon’s public employee benefits board is being accused of discrimination in regard to gender identity. Alec Esquivel, a 41…
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