Live Insurance News

A New Year and a Happy Financial Plan!

January 12, 2014April 18, 2014 Guest Author

January is a peak time for most Americans to take time to reflect on their previous year and what they were able to accomplish. Sometimes it’s a good review, and sometimes it isn’t so pleasant. Care to share what things jump off the page from your 2013? If you’re like most others, the New Year also brings out the willpower for a New You! Goals are set and new habits are formed, from diets and personal life changes to maybe a career change in your professional life. In either case,…

Thinking of Lying on Your Life Insurance Policy? Don’t

July 28, 2013March 1, 2014 Guest Author

Honesty really is the best policy if you want to live a great life as well as a great life insurance plan. It is also important to be honest when it comes to life insurance. Because if you don’t, you could potentially hurt your beneficiaries. Read on to learn what is important when it comes to life insurance. First off, let’s explain what life insurance can do for you. Life insurance is a type of insurance policy that offers people you designate as beneficiaries money if you were to pass…

Can You Get Life Insurance If You Are Over 50?

July 27, 2013April 21, 2014 Guest Author

Fifty years old seems like an old age – unless you plan on living past 100, it means that your life is more than half over – but people over 50 do a lot more than they used to. Think about how old your grandparents looked in their 50s and 60s and beyond as opposed to grandparents of today. Actress Jane Fonda is 75 years old and looks 20 years older. Golfer Gary Player is 77, in terrific shape, and recently even posed in the buff for ESPN the Magazine.…

5 Ways You Can Save Money With Your Life Insurance

July 6, 2013August 23, 2014 Guest Author

Life insurance is a life necessity that can be very confusing and intimidating to people. As a result, many end up overpaying for a policy that is more than what they actually need. Following the five tips below can help anyone reduce the cost of life insurance. Quit Smoking Life insurance premiums are always much higher for those who smoke due to the health problems, and possible early death, the habit presents. Quitting smoking will not only improve overall health but also result in lower premiums after one year of…

The Most Common Term Life Insurance Riders

April 14, 2013April 21, 2014 Guest Author

Life insurance is one of those things that everyone knows they should have but only a precious few of us take the time to go about getting. The immediate benefits of life insurance are obvious; it helps to protect our families and loved ones financially in case the unfortunate should happen, but what many people do not realize is that there are a number of riders that are either included in most insurance policies, or are cheap to add on that provide ample benefits. Below are four of the riders…