Comprehensive Plan: All About This Motor Insurance

No matter how experienced and careful you are in driving, several uncertainties may still occur on the road. To avoid getting yourself entangled in costly repairs or part replacements, first search for cheap car insurance quotes then purchase a comprehensive motor insurance plan. Comprehensive insurance has your back in the event your car is damaged by an insured event or if you caused damage to someone else’s car and property. However, do not confuse it with third-party insurance because the latter only covers your liability against a third party. Understanding Comprehensive…

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What is Double-Dipping a Car Insurance Accident Claim?

what is double dipping auto accidents

Some risks are healthy, and everyone should take them. For example, when you risk missing out on something popular so that you can achieve something better. Or if you take a chance at pouring your heart out to someone you love and not hear, “I love you too.” But some risks, like trying your hand at fraud so you can get rich quickly, are not worth it.  This article talks about a temptation many policyholders face – double-dipping car insurance accident claims. Although there are no official statistics to tell…

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5 Ways You Can Slash Your Spending on Homeowners Insurance

homeowners insurance

When investing in a policy that’s meant to protect you from unexpected financial costs, a cost-effective deal can offer you more value for money. In fact, according to ValuePenguin.com, homeowners who ended up researching insurance policies for approximately 15-30 minutes were able to make significant savings on monthly insurance premiums. This is mainly because comparing quotes allowed them to be informed about fair prices. So, if you want to lower your spending on homeowner’s insurance too, here are a few strategies to try out: 1. Take Time to Shop Around There’s…

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7 Steps To Filing An Auto Insurance Claim

While a car accident can occur in the blink of an eye, the aftermath of the incident can linger for weeks, months, or even years. After an accident, you may be left with vehicle damage, medical expenses, and other costs. Particularly if you’re able to prove auto negligence or the other party is at fault, you may be able to get compensation for these expenses; but to do so, you’ll need to see the insurance claims process through to completion. Submitting an insurance claim after a traumatic accident can be…

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Everything You Need to Know About MCS-90

The average person will probably not know what MCS-90 is, even if they already know a bit about insurance. That is because MCS-90 is a clause that only applies to individuals who are in the commercial trucking industry. The other category of person who knows what it is will probably be those who work within the commercial trucking insurance industry. MCS-90 is more critical than some people think, and it’s helpful to know about it, even if you’re not in the commercial trucking or insurance industries. That’s because if a…

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6 most common causes of car accidents

6 most common causes of car accidents

Every year thousands of car accidents occur throughout the United States. In many cases, motor vehicle accidents have terrible consequences for everyone involved, such as severe injuries, loss of earnings, devastating material losses, etc. Although some auto accidents cannot be prevented, if drivers are aware of the most common causes of car accidents, they may be able to avoid a collision that ends up being fatal. Now, if you were involved in a car accident due to the negligence of another driver, you may be entitled to compensation for your…

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5 Awesome things your local car insurance agents can teach you

You might be shocked at the coverage you do and do not have. Your local car insurance agents have a wealth of knowledge and experience about your coverage that can be everything from fascinating to useful. These facts can save you a surprising amount of money.  Talking to an insurance expert near you can ensure you are protected where you think you are. It’s always a good idea to review your coverage with one of your local car insurance agents once a year to be sure your coverage is what…

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