Millions Can’t Afford Prescription Medications Due to Their Pricing This is the case for around one in five Americans who cannot afford to purchase required medicines. That is not an embellished claim; it’s the harsh day-to-day stress of millions. The ongoing cost of medications places excessive burdens on families forcing them to dangerously choose between their health and basic household expenses like rent or groceries. In a survey done in 2024, 21% of respondents confessed to not taking, skipping, or delaying medications solely due to the prohibitive costs involved. The…
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Liberty Mutual vs. Mars: Who Picks Up the Tab for Risky Marketing?
Liberty Mutual Drops Lawsuit Against Mars Over Ultra-Processed Food Marketing Case Liberty Mutual Insurance Co. has closed the file on its case against candy giant Mars Inc., leaving questions around insurance coverage for controversial marketing practices unresolved. This voluntary dismissal, filed in the U.S. District Court for the Eastern District of Virginia, has brought an abrupt end to a legal clash that raised eyebrows in both the insurance and food industries. The crux of the matter? Whether Liberty Mutual should have to cover Mars’s legal defense in a lawsuit accusing…
Read MoreHealth Insurance in New Mexico Takes a Step Back on Medical Marijuana Coverage Rights
Federal Judge Ruling on Medical Marijuana Insurance Coverage Debate A landmark ruling has emerged in the ongoing dialogue around medical marijuana, insurance, and federal law. On April 23, 2025, a federal court dismissed a class-action lawsuit that sought to compel insurers in New Mexico to cover medical cannabis as part of behavioral health treatments. The decision, delivered by Judge Martha Vázquez of the U.S. District Court for New Mexico, highlights the deep complexities surrounding the legal status of marijuana and its role in healthcare. Why the Lawsuit Was Filed At…
Read MoreNew York Makes the Cut as the 15th State to Mandate Biomarker Testing Coverage
A Shift Toward Precision Medicine New York has joined the growing ranks of states requiring health insurers to cover biomarker testing, becoming the 15th state to recognize the value of precision medicine. While it may sound like something ripped from a science fiction novel, biomarker testing is a very real, highly effective tool in modern healthcare. It allows doctors to analyze a patient’s tissue, saliva, or blood to identify specific biological markers. These markers help guide decisions on treatments tailored to that individual’s illness, whether it’s cancer, rheumatoid arthritis, or…
Read MoreInsurance Covering Biomarker Testing? Here’s Why New Jersey’s Latest Insurance Law Matters
Biomarker Testing Coverage Now Mandatory for New Jersey Health Insurers New Jersey patients fighting diseases like cancer just gained a significant ally in their treatment plans. Acting Governor Tahesha Way recently signed legislation requiring state-regulated health insurers and Medicaid to cover biomarker testing, ensuring broader access to this crucial diagnostic tool. This advancement promises to make targeted and personalized medicine a reality for thousands across the state. Biomarker testing, for the uninitiated, involves analyzing biological indicators like genes and proteins to provide insights specific to an individual’s condition. It’s often…
Read MoreLive Insurance News Gives Families the Tools to Face the Unexpected with Free Family Emergency Organizer
Simplify Your Family’s Chaos with This Free Emergency Organizer Everyone’s Talking About Los Angeles, CA 4/17/25 – Live Insurance News, a trusted source for the latest insurance news and insights, is helping families stay prepared for life’s unpredictable moments by offering a Family Emergency Organizer Free eBook. This printable resource simplifies the task of organizing crucial personal and financial information, ensuring families are ready when it matters most. Be Prepared for Life’s Surprises Life doesn’t come with a playbook—but now it can have an organizer. Imagine this scenario: an unforeseen…
Read MoreThe Surprising Benefit in Medicare Advantage Plans You Might Be Missing
Medicare Grocery Allowance: Helping Seniors Access Nutritious Food Imagine standing in the grocery store, carefully adding up the cost of everything in your cart to make sure it fits into your budget. Now imagine being a senior on a fixed income with medical issues to manage. Fresh, healthy food? It’s often the first thing to go when every dollar needs to stretch a mile. Enter the Medicare Grocery Allowance, a program designed to make sure older adults don’t have to choose between eating well and making ends meet. It’s a…
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