Live Insurance News

Your Car Knows What You Did Last Summer (And It’s Telling)

May 1, 2025April 30, 2025 Nordstrom

What You Need to Know About the Growing Debate Over Vehicle Data Tracking Imagine hopping into your car, ready to make the morning commute. You think your biggest question is whether traffic will cooperate. But what if your car has been quietly collecting details about your habits all along? Where you drive, how fast you go, your braking patterns—even data about your phone’s movements. And now, news of major lawsuits is raising the stakes on how this data might be used without your knowledge. Who’s being taken to court, and…

New York’s New Pet Liability Ruling: What Every Pet Owner Needs to Know

April 30, 2025April 29, 2025 Nordstrom

Owning a pet just got a little more serious in New York, thanks to a groundbreaking decision by the state’s highest court. If you’re a pet owner, you might want to pay attention, because the rules about who’s responsible when something goes wrong have changed in a big way. The New York Court of Appeals recently decided that pet owners can now be held liable for injuries caused by their animals—not just under the long-standing “strict liability” rules, but also for negligence. What does that mean for you? It means…

The $300 Pill Dilemma: Understanding America’s Prescription Cost Crisis

April 29, 2025April 28, 2025 Nordstrom

Millions Can’t Afford Prescription Medications Due to Their Pricing This is the case for around one in five Americans who cannot afford to purchase required medicines. That is not an embellished claim; it’s the harsh day-to-day stress of millions. The ongoing cost of medications places excessive burdens on families forcing them to dangerously choose between their health and basic household expenses like rent or groceries. In a survey done in 2024, 21% of respondents confessed to not taking, skipping, or delaying medications solely due to the prohibitive costs involved. The…

Tesla Settles Sudden Acceleration Case – What It Means for Self-Driving Tech

April 23, 2025 Nordstrom

Tesla News and how car insurance companies are dealing with AV tech

Tesla Settles Wrongful Death Lawsuit Over Sudden Acceleration in Model Y, Raising Questions About Liability in Autonomous Vehicle Era Tesla once again finds itself in the headlines—not for another innovation but for quietly settling a wrongful death lawsuit earlier this week. At the center of this case was the tragic 2021 death of Clyde Leach, a 72-year-old Model Y driver, whose vehicle unexpectedly accelerated, veered off a road, and crashed into a gas station pillar. While this legal battle has now been laid to rest, the case opens Pandora’s box…

California Homeowners Take on Big Insurers Over Alleged Conspiracy

April 21, 2025April 20, 2025 Nordstrom

California Insurers Face Allegations of Collusion in Wake of Wildfires California’s fiery start to the year has left a group of homeowners turning to legal action against some of the state’s largest insurance providers. Lawsuits filed in recent months accuse major insurers, including State Farm and Farmers Insurance, of conspiring to push homeowners in wildfire-prone areas toward the California FAIR Plan, a state-administered program meant as a last resort for those unable to secure traditional coverage. The allegations center on unfair business practices and antitrust violations, igniting a broader debate…

Massachusetts High Court Sides with Worker in COVID-19 Compensation Case

April 17, 2025April 17, 2025 Nordstrom

The Massachusetts Supreme Judicial Court (SJC) has issued a pivotal ruling in favor of Jeff Stacy, a utility worker who contracted COVID-19 while on the job in 2021. This decision reinforces how workers’ compensation law applies to pandemic-related claims, setting a potential benchmark for similar cases across the country. A Utility Worker in the Eye of the Pandemic Storm Jeff Stacy, a lineman for Unitil Corp., found himself at the center of this historic case. While much of Massachusetts was shut down under emergency orders, Stacy’s work was deemed essential,…

Colorado’s Home Insurance Rules Echo the Affordable Care Act for Health Insurers

April 15, 2025April 15, 2025 Nordstrom

Colorado is rolling out major reforms to its home insurance market, and if the changes feel familiar, there’s good reason. The state’s new legislation bears a striking resemblance to the Affordable Care Act (ACA) in how it aims to ensure fairness and hold insurers accountable. But unlike health insurance, where metrics like medical loss ratios are more stable, applying similar rules to home insurance opens up a whole new set of challenges. What’s the 75% Rule All About? Under the new law, Colorado home insurers are required to spend at…