Are Garden Sheds Covered by Home Insurance?

garden sheds insurance

A modern-day garden shed has evolved beyond its humble beginning, where it was exclusively used to store garden tools, kids’ bicycles, and lawnmowers. Homeowners have found new and creative uses for garden sheds.  It might serve the residential man cave, affording you some exclusive space away from the main house. Others use their sheds as home offices, complete with everything they need to focus on work. Many homeowners also use their garden sheds as entertainment spaces or fitness and wellness centers (complete with a spar and gym). Whatever the use…

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8 Best Practices for Small Businesses With Commercial Auto Insurance

commercial auto insurance and tips

Commercial auto insurance is a vital aspect of risk management for small businesses that rely on vehicles for their operations. Whether it’s a delivery service, a construction company, or a transportation business, having the right insurance coverage is crucial to protect your assets, employees, and reputation.  Allied Market Research says that this insurance policy offers tailored coverage for damages and losses associated with commercial vehicles and their owners or drivers. It provides coverage for accidents, collisions, natural disasters, fires, and other relevant situations, specifically for businesses-owned vehicles.  The global market…

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Why SMEs Should Not Skimp on Cyber Liability Insurance Investment

cyber liaiblity insurance for small business owners

Running a small or midsize enterprise (SME) is not a mean feat despite the relatively smaller scale of operations. As a business owner, you may struggle with money and resource constraints more often than you imagine. Embracing a savvy mindset can keep your enterprise afloat, but cutting corners in some areas may cause more harm than good. Business insurance is an element most entrepreneurs consider an unnecessary burden, but it can be a lifesaver. While you may realize the significance of commercial liability coverage, cyber liability insurance might not be…

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Contractor’s Armor: The Ultimate Insurance Guide for Government Contractors

insurance guide for contractors

In the vast realm of government operations, the federal workforce relies on the expertise and capabilities of external companies known as government contractors to fulfill its diverse needs.  These contractors, like behind-the-scenes enterprises, tackle specific tasks across vital sectors such as defense, infrastructure, and technology. However, as they undertake massive and intricate projects, it’s crucial for them to mitigate risks and protect their businesses.  With the federal government allocating a staggering $637 billion to contracts in Fiscal Year 2021, insurance coverage emerges as a critical aspect of risk management for…

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Are Stairlifts Covered by Your Home Insurance? Exploring Coverage Options

are stairlifts covered

The ease of mobility is a crucial aspect of independent living, especially for individuals with mobility challenges. Stairlifts have become a popular solution, providing a safe and convenient way to traverse stairs and significantly improve enhance the quality of life.  However, the cost of installing a stairlift can be a major concern for many individuals and their families. This raises the important question: Are stairlifts covered by home insurance? In this article, we will delve into the nuances of stairlift coverage by home insurance, explore different insurance policies, exceptions to…

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The Hidden World of Private Label Supplements – Growing private label supplement manufacturing

private label supplements manufacturers business owners

The first prototype of modern dietary supplements emerged about a hundred years ago. American chemist Carl Renborg developed a product based on alfalfa, a plant that helps improve digestion and eliminate excess fluid from the body. Over the following hundred years, the production of dietary supplements has developed at a tremendous pace. Today, it is a highly popular, promising, and profitable industry, and the number of companies selling dietary supplements increases every year. The popularity of such products is explained by the fact that in recent decades, more and more…

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All You Need To Know About Dental Insurance

dental insurance and how it works

Dental conditions are often preventable, but regular brushing and flossing alone are rarely ever enough. Regular dental visits are critical to good oral care. Fortunately, with a dental insurance plan, you can avoid having to pay exorbitant out-of-pocket costs. What Is Dental Insurance? Dental insurance refers to insurance coverage for dental procedures, but it doesn’t include cosmetic dentistry. Only the dental procedures considered necessary by a dentist or other medical professional are covered by dental insurance. How Does Dental Insurance Work? Just as is the case with other types of…

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