Live Insurance News

Health insurance exchanges have to contend with more than technical difficulties

November 16, 2013 Note From The Editor

Problems with health insurance exchanges extend beyond technology Health insurance is a hot topic in the U.S., and will likely remain so for the next few years due to the controversy created by the Affordable Care Act. This controversy began in 2010, when the law was officially passed, and has gained momentum ever since. This year, one of the most significant aspects of the law came into play: Health insurance exchanges throughout the country went live on October 1. The exchanges had been heralded by the federal government as marketplaces…

Flood insurance is a complex problem that may have a simple solution

November 2, 2013November 1, 2013 Note From The Editor

Flood insurance as a federal service In the U.S., flood insurance is a complicated matter, which is growing increasingly problematic as the days go by. Flood insurance throughout the country is handled by the National Flood Insurance Program, a federal program that offers coverage that is typically less expensive than what would be offered by private insurers. The program was launched in 1968 as a way for the federal government to account for the risks associated with flood disasters and the fact that many people lived in regions that were…

Summary: Health reform and government shutdown

October 1, 2013 Note From The Editor

Government shutdown and its impact on health insurance and reform For the first time in 17 years, the U.S. federal government has been shut down. This comes as federal lawmakers failed to reach a compromise on the controversial Affordable Care Act, often called Obamacare. Opponents of the Affordable Care Act have sought to pull funds from the law, prohibiting its implementation. Lawmakers have also sought to delay the enactment of the law for a whole year, hoping to see health care reform take effect in 2015 rather than 2014. Supporters…

Flood insurance is an uncommon solution to a common problem in the United States

September 21, 2013September 21, 2013 Note From The Editor

This Week’s Trending Topic: Flood insurance in the US is often misunderstood In the U.S., flood insurance is often a misunderstood issue. Many homeowners throughout the country live in regions that can be considered to be at high risk of flooding, either due to heavy rainfall or because of the region’s exposure to hurricanes. While homeowners in these regions of the country are exposed to flooding disasters, very few people actually have flood insurance protection. This could be due to a simple misunderstanding that most people have regarding their homeowners…

Health insurance: A primer the Affordable Care Act

September 14, 2013April 19, 2014 Note From The Editor

Law brings major changes to US health insurance In the U.S., the health care sector is currently undergoing something of a revolution, and has been since 2010, when the Affordable Care Act was passed into law. The federal law has been a source of controversy since its passage, but this may be due to the misconceptions that often surround the legislation. While the Affordable Care Act does seek to make radical changes to health insurance, some of which may be difficult for many people and businesses to adapt to, some…