Author: Angela Linders

This Insurance Law Could Keep Pets Out of Shelters and in Loving Homes

Angela Linders
Insurance law for pets in rental homes

Hawaii’s Bold Move to Protect Pet Owners Hawaii is taking a significant step toward addressing the challenges pet owners face in securing rental housing. Senate Bill 416, currently making its way through the state legislature, seeks to prohibit landlords from banning pets in rental properties. The bill offers a compromise by requiring tenants to carry liability insurance to cover any damages caused by their pets. This legislation could transform how renters and landlords coexist, not only in Hawaii but across the nation. What Does Senate Bill 416 Propose? Senate Bill…

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Why Insurance Companies Are Skipping Super Bowl LIX

Angela Linders
Super Bowl LIX Commercials

Super Bowl LIX: Why Insurance Ads Are Missing from the Big Game Super Bowl commercials have long been an event within the event—a parade of creativity, humor, and sometimes absurdity. Yet, this year, something curious is happening. For Super Bowl LIX in 2025, not a single property and casualty insurance company, including big names like State Farm, Progressive, GEICO, and Allstate, will grace the advertising slots. This shift leaves some wondering what changed in an industry once so eager to captivate America’s largest annual audience. The reasons, as it turns…

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Inside Nationwide’s $1.25B Deal with Allstate and What It Means for Workplace Healthcare

Angela Linders
Stop-loss segment of Allstate Corporation

Nationwide’s $1.25 Billion Deal to Acquire Allstate’s Stop-Loss Segment Nationwide, a Columbus-based insurance company, has announced its plan to acquire the employer stop-loss segment of Allstate Corporation for a staggering $1.25 billion. The deal is set to finalize in the second half of 2025, marking a significant move for both companies. But what exactly does this mean, and why does it matter? Let’s break it down. What Is Stop-Loss Insurance? First, let’s cover the basics. Stop-loss insurance is a type of coverage designed to protect companies that fund their employees’…

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What Happens If You Ignore a Car Recall? The Shocking Truth About Insurance Claims

Angela Linders
Car Recall

The Hidden Costs of Ignoring Car Recalls on Your Insurance and Safety Car recalls are issued for a good reason. Whether it’s a minor defect or a severe safety issue, automakers rely on recalls to fix potentially hazardous problems in vehicles they’ve manufactured. But what happens when you ignore a recall notice? Beyond the obvious safety concerns, overlooked recalls can come with costly consequences, including legal troubles, rising insurance rates, claim denials, and out-of-pocket expenses. Let’s explore these impacts in-depth and how you can proactively address recalls to safeguard your…

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Why Homeownership Is Getting Harder in HOA Communities

Angela Linders
HOA Communities affected by homeowner's insurance

Rising Insurance Costs Hit Homeowners’ Associations Hard Homeowners’ associations (HOAs) across the United States are dealing with a growing challenge that’s hitting both their budgets and the wallets of individual homeowners—rising insurance costs. This trend, fueled by climate-related risks, aging infrastructure, and shifts in the insurance market, is reshaping how HOAs operate and, in many cases, forcing difficult decisions at both the board and homeowner levels. The Insurance Crunch: A Nationwide Issue From Florida’s hurricane-prone coastlines to hail-prone states like Minnesota and Colorado, insurers are either raising premiums dramatically or…

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Liberty Mutual and Safeco to Exit California Condo and Rental Insurance Markets by 2026

Angela Linders
Liberty Mutual Condo and Rental Insurance

California’s Insurance Market Faces Another Major Shake-up Liberty Mutual, one of California’s major insurance players, has announced it is pulling back on its condo and rental insurance offerings through its subsidiary, Safeco. This decision is expected to impact around 88,000 policyholders across the state. Starting this month, Safeco will stop issuing new policies for condos, renters, and watercraft, while all existing policies in these categories will begin non-renewals in January 2026. While Liberty Mutual has emphasized its continued commitment to offering core Safeco products such as auto, home, and umbrella…

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Insurance Companies Under Fire After Tyler Perry’s Viral Post

Angela Linders
Tyler Perry from the Academy Awards

Tyler Perry’s Outrage Over Insurance Cancellations Hollywood mogul Tyler Perry recently expressed his frustration with home insurance companies canceling policies as Los Angeles battled catastrophic wildfires. His social media post highlighted what he described as “pure greed” from these insurers, pointing out the plight of homeowners left unprotected after faithfully paying premiums for years. Perry shared the heartbreaking story of a woman using a garden hose in a desperate attempt to save her 90-year-old parents’ home, which had lost its insurance coverage just before the fires. “Does anyone else find…

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