Are Outdoor Patios And Paving Properly Covered By Home Insurance Policies?

patio home insurance poilicy

A home insurance policy helps cover the contents of a building as needed, but does this extend to the outdoors as well? What happens to your patio or paving in case of damage? The short answer is that most home insurance policies do indeed cover both of these features in case of damage and will pay to have them replaced.  Your patio is usually covered under the buildings section of your home insurance policy. This section is also responsible for shed, paving, gates, and boundary wall coverage as well. In…

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The Serious Illness Insurance Market Will Reportedly Hit $354 Billion By 2031!

serious illness costs going up

On a global scale, the serious or critical insurance market is reported to remain on a rise! Advancements in science and medicine makes it easier than ever for consumers to consider the possibility of having to live with cancer, heart disease or kidney failure during their lifetimes. By understanding more about common diseases, it appears that consumers are also wanting more insurance coverage to adequately address potential future medical emergencies. Allied Market Research was able to release their 2021 findings that clearly stated that the serious illness insurance market generated…

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Does Homeowners Insurance Cover Plumbing and Pipe Leaks?

pipe leaks

Owning your own home is exciting but there are also basic chores and situations you need to be aware of. This will allow you to act in the best possible way should something negative happen. For instance, burst pipes which flood the house. Having your own home may mean that you have replaced the plumbing system and can feel fairly confident that you’re not going to have an issue. However, pipe leaks and plumbing disasters can happen to anyone at any time. It’s best to be prepared. Know Your Plumber…

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5 Signs You Are Dealing with an Unprofessional Medical Malpractice Insurance Company

Medical malpractice insurance is an insurance product specifically designed for medical professionals including doctors, nurses, and other healthcare professionals. At its core, medical malpractice insurance is similar to the professional liability insurance policies that businesses get to protect themselves from consumer lawsuits. Much like liability insurance, medical malpractice insurance helps doctors and other healthcare professionals to cover the cost of lawsuits filed by patients. Importance of Picking a Trusted Insurance Partner Medical malpractice insurance companies have the supremely complicated job of understanding the intricacies of medical care, insurance, and legal…

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Home Warranty Vs. Home Insurance

Homeowners insurance claims from sinkholes rising in Florida

A home warranty is one of the most mystifying products in existence, but it has been gaining a lot of success as of recent. ServiceMaster Global, which owns American Home Shield, the largest and most recognizable company in the home warranty industry, has reported a revenue of more than US $1,000,000,000 in 2016! Such incredible revenue for a company of that type have lead the decision makers to spin it off to a separate company, a testimony to its incredible popularity. American Home Shield employees 1,600 men and women in…

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