Insurance rates for medical marijuana uses rise, regardless of how it is used

Medical Marijuana Auto insurance statistics

Even if this substance is used medically through vaporizers or consumption, users are still deemed “smokers”. Earlier in the summer of 2015, the Supreme Court of Canada ruled that patients in the country who have legal prescriptions for the use of medical marijuana now have the right to take it in any form, including consumption in food, teas, oils, or smoking, but those patients have been falling into an interesting category when it comes to their insurance rates, regardless of how the drug is used. Many medical marijuana users have…

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Life insurance companies do not prefer e-cigarettes

electronic e-cigarette life insurance

The tobacco free options may seem to be healthier but insurers are not seeing them that way. While electronic cigarettes may be designed to mirror the smoking experience while removing the carbon monoxide, tar, and other chemicals and toxins that make tobacco one of the top cancer causers, life insurance companies continue to consider their users in the same way that they would a smoker of a traditional cigarette. Many smokers have been trying to use e-cigarettes to break their nicotine addictions. Quitting smoking is not an easy feat. Life…

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