A New Year and a Happy Financial Plan!

Life Insurance Contracts

January is a peak time for most Americans to take time to reflect on their previous year and what they were able to accomplish. Sometimes it’s a good review, and sometimes it isn’t so pleasant. Care to share what things jump off the page from your 2013?  If you’re like most others, the New Year also brings out the willpower for a New You! Goals are set and new habits are formed, from diets and personal life changes to maybe a career change in your professional life. In either case,…

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Thinking of Lying on Your Life Insurance Policy? Don’t

Life Insurance Process

Honesty really is the best policy if you want to live a great life as well as a great life insurance plan. It is also important to be honest when it comes to life insurance. Because if you don’t, you could potentially hurt your beneficiaries. Read on to learn what is important when it comes to life insurance. First off, let’s explain what life insurance can do for you. Life insurance is a type of insurance policy that offers people you designate as beneficiaries money if you were to pass…

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Can You Get Life Insurance If You Are Over 50?

Life Insurance Over Age 50

Fifty years old seems like an old age – unless you plan on living past 100, it means that your life is more than half over – but people over 50 do a lot more than they used to. Think about how old your grandparents looked in their 50s and 60s and beyond as opposed to grandparents of today. Actress Jane Fonda is 75 years old and looks 20 years older. Golfer Gary Player is 77, in terrific shape, and recently  even posed in the buff for ESPN the Magazine.…

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5 Ways You Can Save Money With Your Life Insurance

life insurance news

Life insurance is a life necessity that can be very confusing and intimidating to people. As a result, many end up overpaying for a policy that is more than what they actually need. Following the five tips below can help anyone reduce the cost of life insurance. Quit Smoking Life insurance premiums are always much higher for those who smoke due to the health problems, and possible early death, the habit presents. Quitting smoking will not only improve overall health but also result in lower premiums after one year of…

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The Most Common Term Life Insurance Riders

insurance benefits teacher

Life insurance is one of those things that everyone knows they should have but only a precious few of us take the time to go about getting. The immediate benefits of life insurance are obvious; it helps to protect our families and loved ones financially in case the unfortunate should happen, but what many people do not realize is that there are a number of riders that are either included in most insurance policies, or are cheap to add on that provide ample benefits. Below are four of the riders…

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Life insurance industry troubles may fall to consumers

Life Insurance News

Life insurance industry representatives meet to list their woes The woes of the U.S. insurance industry are likely to get the notice of consumers, even those that are not so keenly attuned to the world of insurance news. This may be particularly true in the realm of life insurance. The life insurance industry has been facing troubling times in the U.S. and representatives from some of the largest companies in the country met in Washington for the American Council of Life Insurers conference to list their woes. These troubles are…

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Life insurance should be purchased early for best results

Life Insurance buying tips

Financial advisors are failing to get the message across to their younger clients. Recent statistics regarding the way that financial advisers are recommending life insurance products have shown that there are two primary common actions that are leaving their clients without the coverage from which they could greatly benefit. The most common of these habits is not to recommend the policies at all. Although life insurance has decreased in its popularity over the last two decades, this does not remove the fact that many people – particularly those with families…

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Tips to buy life insurance at a lower cost

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Understanding the ins and outs to buy the right coverage for the lowest price. When it comes time to buy life insurance there are many different things to be considered, and it’s easy to let sales people talk you into purchasing a plan that sounds impressive, but that might provide you with more coverage than you’ll ever need. The trick to making sure that you have everything you’ll require but at the best cost is to inform yourself. Unfortunately, that can seem easier said than done, especially with a policy…

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InsureCA4less.com website provides California residents with best insurance quotes and comparisons

The new insureca4less.com website has announced the availability of its full service insurance quote website that is specifically designed to cater to the needs of the residents of California. The site is now offering Californians fast and easy access to free instant insurance quotes from insurers located within their area. It also provides the ability to compare the top quotes from several insurance companies so that users will always know that they are receiving the coverage they need, but at the best possible price that can be found. The insureca4less.com…

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The Hartford launches new life insurance Issue First process

The Hartford has announced that it will now be able to offer its customers permanent life insurance in as little as five days, by way of its brand new First Issue process. As the current average in the industry for permanent life insurance delivery is 48 days, the new Hartford process has reduced that time to a mere fraction. It shows that the insurer has listened to the common complaint that they receive from their customers: that life insurance takes too long to purchase, and that they have done something…

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