5 Easy Ways You Can Reduce Your Home and Business Insurance Rates

5 Easy Ways You Can Reduce Your Home and Business Insurance Rates

It’s not difficult to both love and hate insurance. Few of us enjoy paying for it every month, but we are relieved to have it if something bad happens. That is definitely the case for both home and business insurance.  Buying either can be a costly endeavor, but the good news is that you don’t have to be stuck with high monthly premiums. Instead, by shopping around, working with the insurance company, and living in places with fewer risks, you can make the payments much more manageable. Let’s look at…

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How to protect your business investments

How to protect your business investments

It can be a risk to start a business as it is a costly affair. Investing your time and hard-earned money can be both thrilling and scary. So, you need to make sure that your business investments are properly protected. Here are some tips on how to do so.  It can be risky business investing. And it is even more so if you invest in your own business and need to get started from the bottom. It can be a tough world to enter but it also has potential for…

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When do businesses need workers compensation insurance?

Workers compensation insurance - Work injury claim form

In many cases, this coverage is state mandated, so companies need to know when it applies to them. Workers compensation insurance is a type of policy that covers claims related to injuries employees sustain while on the job, including lost wages, medical expenses, rehabilitation, death benefits and more. As such, this type of coverage is typically meant for any company that has employees. It can be quickly and easily obtained from a reputable company such as Embroker. These types of claims are exceptionally common, and coverage is often required by…

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The Importance of Event Insurance: What the Pandemic Has Taught Us

event insurance and why its so important

The pandemic has completely disrupted the lives of people across the planet. It has destroyed lives and businesses and forced the rest of us to adapt to a new way of life. The situation we are in has been a wake-up call for many of us on a wide variety of issues and have changed the way most people view event insurance. Many have been fundamentally changed by their experiences during this period. Among the many lessons have been things like appreciating the small freedoms that have temporarily been lost…

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Five Things to Consider Before You Invest In Business Insurance

Five Things to Consider Before You Invest In Business Insurance

The fine line between total loss and sustainability is a measure of the risk a business possesses. Entrepreneurs take up business risks in expectations for future gains and rewards. This means that all companies, regardless of their industry or operational nature, are continually exposed to financial risk. Unforeseen expenditures or unaccounted financial burdens are ordinary in every small and large business. While some industries may be less risky than others, unfortunate events are common occurrences and can have devastating consequences on one’s business. What should business owners do to protect…

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What Insurance Do You Need If You Are in the Home Care Business

Home care business insurance

The home care industry is growing. With demand comes responsibility. Home care poses greater risks than taking care of patients in a medical facility or a nursing home. This is because in an in-home care setup, the responsibility and risks will be solely on your shoulders. To protect your business and your personal assets from such risks, you need insurance. Getting insurance for your home care business is not an option. It’s a must. Without proper insurance, you can end up losing your business in the event that you’re bombarded…

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Petbusinessinsurance.com the #1 agency for the Pet business industry

pet insurance for business and how it works

We here at Pet Business insurance want to make sure every pet business gets insured with the specialized types of insurance coverage that are available to them. Unlike normal business insurance, pet businesses have extra options such as animal bailee coverage when getting property coverage. Animal bailee coverage protects business owners when a pet in their care gets injured or dies. According to Forbes, this is a great time to start your very own pet care business! Millennial and Generation Z Americans are pet-obsessed, accounting for 62% of pet ownership. …

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