RV enthusiasts love to hit the road and travel on seemingly endless adventures without the need to worry about where they’ll stay or how they’ll get there, no matter which side of the border they may have crossed.
In order to make sure that they can, indeed, be as carefree as possible, it is important to make sure that the vehicle is fully insured, no matter where you may happen to travel. After all, many RVers are discovering that the Pacific coast of Mexico and the Baja Peninsula are hidden gems that offer gorgeous scenery and beautiful shorelines, as well as a warm and welcoming culture, with opportunities for great entertainment, surfing, swimming, sunning, and sport fishing.
To enjoy this to the fullest, your RV does need the proper Mexico insurance. Mexican auto insurance regulations are important to know before you cross the border. The authorities in Mexico, including the police and the court system, recognize neither American nor Canadian motor vehicle insurance, so you will need to have at least a liability RV insurance policy from Mexico while you’re in that country. This will at least pay for any damages you might cause to another vehicle, person, or their property.
Without this coverage, you might turn your exciting adventure into an unpleasant nightmare if you are involved in an accident. You need to be able to prove that you have a Mexican insurance policy at the time of a traffic accident or you may find that your RV will be impounded and detained until you can cough up the cash to pay for the damages that were caused.
All of this can be avoided by purchasing the right policy before or as you are entering Mexico that can take care of your liability. You might want to ask your agent about comprehensive and collision insurance that will take care of your vehicle, as well as insurance for additional equipment like RV awnings and satelite dishes that might need to be added.