Using wellness benefits to their best advantage in 2012

High Risk Health Insurance

Many forms of health coverage, offer benefits for “wellness” and “preventive care”, which can help you to better take advantage of what is available to you in order to achieve greater health. Among the benefits of preventive coverage is that there are no co-payments, deductibles, or co-insurance payments that must be made by the policyholder, as is the case when the condition is already diagnosed and treatment must be covered. This type of benefit is seen in insurance plans either because they are required by state or federal regulations, or…

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Department of Health and Human Services approves full coverage of birth control

The U.S. Department of Health and Human Services (HHS) has released a statement that included new guidelines regarding the required full coverage of a number of women’s preventative services – such as voluntary sterilization and birth control – by health insurance companies from August 1, 2012 onward. Secretary Kathleen Sebelius from the HHS explained that the department’s decision was made as a part of the strategy from the Affordable Care Act to halt problems before they occur. In a press release, she said that the new coverage guidelines “are based…

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