Electric Scooters Declared “Land Motor Vehicles” and the Insurance World Takes Note On April 23, 2025, the Indiana Court of Appeals delivered a game-changing decision for anyone navigating today’s fast-evolving transportation landscape. The ruling declared that an electric scooter qualifies as a “land motor vehicle” under Michelle DiPego’s uninsured motorist insurance policy with State Farm. At its core, this case addressed an all-too-common question in urban life today: who pays when hoverboards, scooters, or other techie transport devices cause accidents? DiPego’s story is simple but impactful. While walking in Baltimore,…
Read MoreUnpacking the State Farm Ruling That Redefined What ‘Land Motor Vehicle’ Means
