Pet insurers have released the most important information that owners should know about insuring their animals, including an understanding of the types of things that are found within the exclusions and fine print of the most typical policies. They include the following on Pet Insurance policies: If the pet has a pre-existing condition, this will not be covered by the policy, regardless of whether or not you were aware of its existence. If the policy is “time limited”, then upon the completion of the term, no more payouts will be sent…
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Pre-existing conditions insurance rules loosened
The federal government is making moves to make health insurance more affordable for those with pre-existing conditions. Today, officials expanded a program that was established as part of the new healthcare laws. Throughout the country, the government is lowering insurance rates on special policies that cover those with chronic conditions like cancer and diabetes. Furthermore, restrictions on who can apply for pre-existing condition insurance plans have been loosened, allow for more people to purchase such policies. Originally, the program was designed to help those with chronic illnesses receive temporary coverage…
Read MoreLiving organ donors have a hard time finding health insurance
Living organ donors are facing some major challenges when it comes to obtaining insurance coverage. Organ donation can often be a tricky subject. Donation isn’t often associated with organs coming from a living patient, but rather one that is recently deceased. Living donors are commonplace, providing a kidney or a part of their liver to those in need. Many health insurers are now claiming that organ donation is equivalent to a pre-existing condition, making affordable coverage a real issue for living donors. While insurers are barred from explicitly denying coverage…
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