Live Insurance News

Bad Faith, Big Consequences: The Insurance Ruling That Made History

June 24, 2025June 24, 2025 Logan B.

Missouri Judge Orders $44 Million Payout in Landmark Wrongful Conviction Case Ryan Ferguson. A name that’s become synonymous with injustice—and now, redemption. In a stunning decision, a Missouri judge has ordered St. Paul Fire and Marine Insurance Co., a subsidiary of Travelers Insurance, to pay nearly $44 million to Ferguson and six police officers. Why? Because the insurer refused to pay out a settlement tied to Ferguson’s wrongful conviction. This isn’t just another legal battle. It’s one of the largest awards for a wrongful conviction case in U.S. history. A…

Mississippi Supreme Court Upholds $15M Award in USAA Hurricane Katrina Case

March 4, 2025March 4, 2025 Marc

Just recently, the Mississippi Supreme Court has upheld a landmark $15 million award against United Services Automobile Association (USAA) for acting in bad faith when handling a Hurricane Katrina insurance claim. The decision brings closure to a nearly two-decade-long legal battle spearheaded by the estate of Paul and Sylvia Minor, a couple who lost their iconic Ocean Springs home in the devastating 2005 storm. A Historic Home and a Long Legal Battle The Minors’ home wasn’t just a personal residence; it was a piece of architectural history. Designed in the…

Liberty Mutual Lawsuit Raises Alarming Questions for California Homeowners

January 9, 2025January 9, 2025 Live Insurance News

Southern California Homeowner Challenges Liberty Mutual Over Policy Cancellation A Poway homeowner, Maria Badin, has filed a lawsuit against Liberty Mutual Insurance Co., alleging unjust cancellation of her long-standing home insurance policy. This legal battle may have significant implications not only for Badin but also for many other Californians facing similar situations. Allegations of Misconduct by Insurance Companies Maria Badin, a Liberty Mutual customer since 1993, claims her policy was abruptly nonrenewed after an aerial inspection reportedly identified “algae, mildew, mold, or moss” on her roof. However, upon hiring an…

State Farm and Allstate Sued by Maui Wildfire Victims: $4 Billion Settlement Battle Erupts

July 23, 2024July 22, 2024 H. Cutner

Legal Battle Over Maui Wildfire Settlement A significant lawsuit has been initiated by victims of the 2023 Maui wildfires against insurance companies State Farm and Allstate Insurance. Filed last Friday in a Maui state court, the suit accuses these insurers of interfering with a proposed $4 billion settlement intended to support those impacted by last year’s disastrous fire. Insurers Seek Major Reimbursement According to Bloomberg, the tentative settlement of $4 billion, while significant, falls short of the estimated $5.5 billion in capital costs resulting from the fires, based on last…

Judge Rules on Allstate’s Million-Dollar Typo

March 7, 2024March 6, 2024 Marc

A case that pitted a Bend, Oregon couple against Allstate Insurance over a mistakenly high settlement offer culminates with the insurer’s error deemed non-binding by federal court. Court Rejects Allstate’s $1M Error The legal saga unfolded when Debra and Kevin Kilroy thought fortune had smiled on them, misled by a typo-infested settlement letter from Allstate which followed Debra’s traumatic encounter with an off-leash dog in 2020. A Painful Mishap with Life-Altering Consequences Debra, while walking on a local trail, suffered multiple fractures after being injured by the Great Pyrenees. The…